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Great news on the dog sitter.
On the swimming was that you or the kids?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
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Thank yousavingholmes said:Great news on the dog sitter.
On the swimming was that you or the kids?
Little miss's swimming lesson. I am going to try and take them these holidays though so I shall get to swim too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Happy Saturday!
We are off to meet friends today and go bowling. That's a nice start to the holidays.
We've found out that a local wildflower meadow has opened again this year, so we are going to go and try and see that at some point soon. It was stunning last time, and they open it for charity."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £210
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Wow you are having another fabulous month of PADs. Well done.
Wildflower meadow sounds lovely.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Awesome pads I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
savingholmes said:Wow you are having another fabulous month of PADs. Well done.
Wildflower meadow sounds lovely.
Thank you both. It's been a great couple of months, I hope I can keep it up (probably minus £100 windfalls thoughbeanielou said:Awesome pads
) "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £212
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £214
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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