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Small steps lead to big changes...
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Don't be discouraged. Before you began addressing your health concerns both your weight and BS/health numbers were on the way up and presumably would have continued to do so had you not taken action. So, you are still doing well
I also focus on healthy life expectancy as opposed to life expectancy...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Thank youNeverendingDMP said:I hope you hear what's happening soon. And you've done lots of admin to keep busy. Very productive and lots of pad this month too. Hasn't taken me a few days to find you on the new format. You've been busy busy busy. And so organised with the school dinners!
I was surprised to hear my relative did have the op yesterday evening, I assumed it would be put off as it was a 3hr thing. All done and they are up and about this morning itching to go home, so that's good news.
I'm getting used to the new format, and glad they tweaked it slightly as looking at the bookmarked threads was quite hard at first.
We had to book school dinners for the first week back by this week, so I figured I'd do the lot and not worry about it. I tend to book the whole half term in one go, otherwise I'd be more likely to forget. I can still go in and tweak if they change their mind about something. I also know it's all paid for now as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thank you. You are right, I have made positive changes, and managed to stick to them so they are habitual now. That's progress even if it hasn't shifted the scales a lot. I'm going to take a break from trying to lose weight, and just focus on how I feel and my fitness for a while. Back to 'health at every size'.doingitanyway said:Don't be discouraged. Before you began addressing your health concerns both your weight and BS/health numbers were on the way up and presumably would have continued to do so had you not taken action. So, you are still doing well
I also focus on healthy life expectancy as opposed to life expectancy..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD £22 (survey cashout and ebay sales
)
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £188"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope your relative is ok.
Fantastic PADS.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Today's PAD £7 (ebay sale)
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £195"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PADs are looking good There's still a reasonable amount of time left in the month, I might get close to last month's total. It would be nice to continue with the £100+ PB wins Please universe... "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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PADs are going well.
Glad your relative had the operation. Hugs. Not an easy time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thank yousavingholmes said:PADs are going well.
Glad your relative had the operation. Hugs. Not an easy time. Yes, just waiting for results now, hoping it was early and they got it all. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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