📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Small steps lead to big changes...

1109110112114115374

Comments

  • WinterWarrior
    WinterWarrior Posts: 6,104 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Could you get a quote for someone to re enamel your bath in white? There are companies that do that and it might be a good solution to keeping the bath, but ditching the yellow? 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I was going to suggest just doing something cosmetic to the bath.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Could you get a quote for someone to re enamel your bath in white? There are companies that do that and it might be a good solution to keeping the bath, but ditching the yellow? 
    beanielou said:
    I was going to suggest just doing something cosmetic to the bath.
    I looked into that but couldn't find any companies doing that locally.  However, I was looking at plumbers yesterday and saw one mention that they could arrange it on their FB page so I might get in touch with them and see what they say.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD £2

    Jan - £141
    Feb - £139
    March - £89
    April £149
    May - £79
    June - £270
    July - £164
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My foot is painful again today, but I can finally see what looks like a small cut there.  Hopefully it won't take long to heal up.

    I have a few eBay parcels to pack for DH then a nice little break from that for a while.  I'll need to remember to end the buy it nows as well.

    Just going to have a nice quiet day today, continuing the pottering around.  The house is gradually starting to look better again.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Parcels packed, that includes the ones selling today as well, so that will save me some time tomorrow.

    I've also booked us a weekend in Cornwall in October, so that's something to look forward to :) 

    Roast in the oven for later.  DH has done a bit of tidying in the garden so that helps as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cornwall is one of my bucket list destinations. However, I don’t like to drive on holiday and dh just doesn’t like to drive at all, so it’s not an option for someone who’d have to fly to somewhere close.  So jealous 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cornwall is one of my bucket list destinations. However, I don’t like to drive on holiday and dh just doesn’t like to drive at all, so it’s not an option for someone who’d have to fly to somewhere close.  So jealous 
    That's a shame, we do like Cornwall.  I think it's doable without a car.  As a basic you could fly to Bristol/Exeter and then get the train down.  The train goes down the south Devon coast right along the seafront in places and is a lovely trip itself.  From memory, the stations at Looe, Newquay and Penzance are within walking distance of the towns/seafront and there are buses that could take you exploring.

    I'd love to head your way sometime.  Plenty of places I'd like to see there as well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely worth following the sitting rule. My BP jumps in a doctor's office too. You can get home machines quite cheaply - just make sure you get an arm cuff that's big enough for you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • dawnybabes
    dawnybabes Posts: 3,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Could you get a quote for someone to re enamel your bath in white? There are companies that do that and it might be a good solution to keeping the bath, but ditching the yellow? 
    Was just coming to say this 🤣🤣
    Sealed pot challenge 822

    Jan - £176.66 :j
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.