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  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a silly place to have a meeting.

    Well do0ne on YG  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    What a silly place to have a meeting.

    Well do0ne on YG  :grin:
    I agree, very annoying.

    Thank you!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £52 :grin::grin:

    Jan - £98
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That was quick with You gov!  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fab news on the TCB and on the survey £.

    On your knee - swimming might help it or a gym bike?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It sounds like you need to gently remind your GP that they shouldn't be failing to investigate symptoms and just putting it down to weight, and ask that you're referred for the knee issue? Until it's looked at properly - and with the best will in the world, your GP might be excellent on all other counts but still be fatphobic, and also not be an expert in Osteopathy - you can't know whether to exercise it or rest it, what sort of exercise to do if the former, and what physio might help if the latter!  You are entitled to good care and thoroughness regardless of whether they consider you "overweight" or not - a good test is often to simply ask yourself whether you would be happy with the same reaction if you were in a smaller body size - if not, then it probably needs in the first instance some gentle insistence that their feedback isn't good enough. 

    I'm deeply impressed with anyone who can get to cashout on YG - I've done it about three times in about as long as I've been active on here. Every time I swear that's it, I'm out, and every time I get suckered in by the little rush of super quick 50 point surveys you get immediately after cashing out... 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fab news on the TCB and on the survey £.



    On your knee - swimming might help it or a gym bike?


    Thank you :)  Swimming's difficult as the times I'd normally go it's closed for lessons.  Not sure I'd go to the gym.  I could try my mini  cycle though thank you.

    It sounds like you need to gently remind your GP that they shouldn't be failing to investigate symptoms and just putting it down to weight, and ask that you're referred for the knee issue? Until it's looked at properly - and with the best will in the world, your GP might be excellent on all other counts but still be fatphobic, and also not be an expert in Osteopathy - you can't know whether to exercise it or rest it, what sort of exercise to do if the former, and what physio might help if the latter!  You are entitled to good care and thoroughness regardless of whether they consider you "overweight" or not - a good test is often to simply ask yourself whether you would be happy with the same reaction if you were in a smaller body size - if not, then it probably needs in the first instance some gentle insistence that their feedback isn't good enough. 

    I'm deeply impressed with anyone who can get to cashout on YG - I've done it about three times in about as long as I've been active on here. Every time I swear that's it, I'm out, and every time I get suckered in by the little rush of super quick 50 point surveys you get immediately after cashing out... 
    Thank you.  You are right of course, I should put on my big girl's pants and get it checked out.  I do think my GP is a bit fatphobic. I might get in touch and see if I can get an appointment.

    It always takes me around 2 years to get to cashout on You gov.  It's always such a long time, but then it's very nice having a big cashout like that!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £5 = my cashback arrived.

    Jan - £103
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey @jwil sorry a bit late to the party, but happy new diary!!!  I am just on page 4 but wanted to say hey! I’ll read to the end and hopefully I can keep up with this one as I find you so inspiring x
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey @jwil sorry a bit late to the party, but happy new diary!!!  I am just on page 4 but wanted to say hey! I’ll read to the end and hopefully I can keep up with this one as I find you so inspiring x
    Aww thanks Missy!  Lovely to 'see' you again :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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