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Small steps lead to big changes...
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I've just cashed out £5 from a survey site so I'll PAD that tomorrow.
DH has had a flurry of sales which is a (nice) surprise
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
We are under a flood alert but I dont think the sea front gates are closed - yet but of course they depend on the state of tides. The ground is certainly very soggy and I noticed the Rhyne alonside one of the main roads is very full.
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Hope the flooding isn't too serious.
Well done on the PADs.
Eek to blisters from new shoes...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
It's all very soggy isn't it!ladyholly said:We are under a flood alert but I dont think the sea front gates are closed - yet but of course they depend on the state of tides. The ground is certainly very soggy and I noticed the Rhyne alonside one of the main roads is very full.
Thank you. We're luckily ok as we are on a hill. Lots of others not so.savingholmes said:Hope the flooding isn't too serious.
Well done on the PADs.
Eek to blisters from new shoes..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £7 - survey cashout.
Jan - £40
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
12 items packed and posted for DH. That's made a nice dent in the hoard of boxes!
I messaged a plumber yesterday and they've replied so it looks like we can finally get the stop tap sorted, hurrah! It means we'll finally be able to sort the dripping tap too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done on all those sold items, that’s brilliant.
and good luck with the plumber 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
WinterWarrior said:Well done on all those sold items, that’s brilliant.
and good luck with the plumber 😁
Thank you
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £42
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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