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Joyous January's NSD Challenge!
Comments
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Hi. I’m now on day 13. Not sure if I will make it across the finish line.£2 Savers club £0/£150
1p a day £/3 -
13 days is great lindsaygalaxy.lindsaygalaxy said:Hi. I’m now on day 13. Not sure if I will make it across the finish line.
I don't think I will reach my January target either, (got 12/15), but every NS day helps xSPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.504 -
Have to cancel yesterday’s NSD - had to take Mr KK to A&E (kidney stones) last night so spent £9.10 on parking!
Got home after midnight so will be buying lunch in my way to work today, so no NSD today either.
18/15.
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Mr LMD has these too so you have my sympathy, hope he is OK!KajiKita said:Have to cancel yesterday’s NSD - had to take Mr KK to A&E (kidney stones) last night so spent £9.10 on parking!
Got home after midnight so will be buying lunch in my way to work today, so no NSD today either.
18/15.
KK
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
It will be a NSD for me today - claiming very early but I have had close to no sleep so no other plans after work than catching up on some Z's
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
Thanks @LittleMissDetermined - he's at home with elephant strength painkillers and ABs waiting to find out when he will have his CT scan. He did at least sleep reasonably well last night
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
That is really good to hear, when my hubby first had them we were lucky enough that a locum doctor at our surgery had spent significant time in urology and he prescribed something called tamsulosin which relaxes the urethra and lets small ones pass. It was a god-send. Might be worth asking your GP?KajiKita said:Thanks @LittleMissDetermined - he's at home with elephant strength painkillers and ABs waiting to find out when he will have his CT scan. He did at least sleep reasonably well last night
KKLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Will be a spend today for a payday takeaway 😍3
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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