📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2023 Mortgage-Free Wannabes

1535456585982

Comments

  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Hi Julicorn

    Number 99 checking in with a total June overpayment of £360.24,

    Thanks so much, as ever, for running these challenges. I think that brings me up to either meeting my target or exceeding it. I'll be starting maternity leave in September and have an expensive couple of months of last minute furniture/baby bits to buy so don't think I'll be making much in the way of overpayments for the rest of the year, but I will do what I can!

    Good luck everyone!!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Number 59 with another overpayment of £11.59

    Jul 23 Total = £61.59

    Thank You :) 
    MFW2021 #93 - £330/£2200
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with a July payment of £264.57.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • becksta
    becksta Posts: 2,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 with a payment of £240, taking my July total so far to £1240.

    Thanks  B)
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • Trundley27
    Trundley27 Posts: 48 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    Reporting #97 Overpayment for July = £500.00.
    Current Mortgage Debt = £81,485.41
    2022 OP Total (Started August) = £1600.00
    Minimum Target OP Per Month =£500.00
    2023 Current OP Total = £3500.00
    2023 Target Total OP = £6000.00
    Predicted MF Date (Or Sooner) = 2028
    Original Balance = £118,750.00
    Forever Home Purchased March 2014
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Morning all :smile:
    #36 checking in with a July o/p of £125.43, great to hear how everyone is doing on the MFW journey. Thank you Juliecorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • WelshSaver
    WelshSaver Posts: 322 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Afternoon everyone 
    #18 checking in with a July overpayment of £586.82, thank you  :)
    Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£310
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    twinklie said:
    #6. Ok so I've just paid off another £610, which takes me to £625 for this month and is officially my biggest EVER OP. 
    Yay me. 
    Bit of a late response but I just wanted to say congratulations, that's fantastic! <3 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn

    Number 99 checking in with a total June overpayment of £360.24,

    Thanks so much, as ever, for running these challenges. I think that brings me up to either meeting my target or exceeding it. I'll be starting maternity leave in September and have an expensive couple of months of last minute furniture/baby bits to buy so don't think I'll be making much in the way of overpayments for the rest of the year, but I will do what I can!

    Good luck everyone!!
    I just wanted to say congratulations for hitting your target, and also if that's not a great excuse to pause OPs for a while then I don't know what is <3 Wishing you all the best!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.