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2023 Mortgage-Free Wannabes

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Comments

  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 341 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #13 - a couple of random account 'tidy ups' of £4.35, making my total £1237.97.

    Need to get a wiggle on now before the fix ends in Nov. Will look at deals soon to see if it's worth securing something now. Scary!

    Thanks @julicorn!

    MM
    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    #35 checking in - £300 overpayment for July. Very slowly ramping up my overpayments each month
    Mortgage: £100,937 (Aug 2025)
    First MF: Apr 2048
    Current MF date: March 2042
  • jackieblack
    jackieblack Posts: 10,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my regular OP (offset) of £125

    Thanks julicorn 👏🏻
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    #75 adding £86.71

    YTD = £606.97
  • Simobla1
    Simobla1 Posts: 65 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi there - #56 here with an overpayment for July of £696.  
    Save £12k in 2025
    #36 2025: Target £15k / £10,284
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £3,318
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • BeckyBach
    BeckyBach Posts: 19 Forumite
    Second Anniversary 10 Posts
    Hello all, I was hoping I might be able to join? I'm aiming to overpay by at least £2000 by the end of 2023
  • Madeit01
    Madeit01 Posts: 8 Forumite
    Seventh Anniversary Name Dropper First Post Photogenic
    Hi @julicorn, great thread :) would I be able to join please, my OP target for 2023 is £3,500
  • julicorn
    julicorn Posts: 2,596 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    JaggedFlamingo said:
    #10 reporting a final overpayment of £6,919.64 - which means we are now mortgage-free.  :)
    A belated congratulations, that is absolutely amazing! Well done! <3 
  • julicorn
    julicorn Posts: 2,596 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    BeckyBach said:
    Hello all, I was hoping I might be able to join? I'm aiming to overpay by at least £2000 by the end of 2023
    Yes of course, welcome to the challenge :) I've given you #60.
  • julicorn
    julicorn Posts: 2,596 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Madeit01 said:
    Hi @julicorn, great thread :) would I be able to join please, my OP target for 2023 is £3,500
    Absolutely, welcome on board! You've got #64 :)
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