We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2023 Mortgage-Free Wannabes
Comments
-
Well done all!
#11 checking in with July OP of £100.3 -
Number 52 with another £500 ..Total now £13500..Thank you very much3
-
#21 reporting £955 for July please
thanks JulicornMortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #353 -
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0003 -
#73 Reporting in with £800 for July please.
Big push now before the end of my 1.56% mortgage rate.
Thank you
3 -
#33 updating.
june overpayment of 1866.64
july overpayment of 325.31 so far.
Continuing to do well and savings growing a little as well. Tempted to use savings to pay last little bit off as on a tracker and rate will go to 6% soon but seems a but daunting. Will be done by January in time for 45 so will just stick it out I think.
thanks for updating.3 -
Hi number 69 with a July over payment of £381. Thank you as always for keeping us on track with your spreadsheet wizardrySPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)3
-
Hi,
#49 with an overpayment for July of £500.
Total for the year so far is £2,250.
Thanks Julicorn
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!3 -
#10 reporting a final overpayment of £6,919.64 - which means we are now mortgage-free.Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0006 -
congratulations JaggedFlamingo, very well done 👏I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards