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2023 Mortgage-Free Wannabes

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Comments

  • KajiKita
    KajiKita Posts: 7,839 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Simobla1 said:
    No 56 with an overpayment of £666 for June (hopefully that figure isn't an ominous one!) 
    I would be so tempted to add another £1 to that! 😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • 999poundproject
    999poundproject Posts: 17 Forumite
    10 Posts First Anniversary
    #55 with another overpayment of 999.99 for June. Making the total for June: 1999.98

    I'll probably have to slow down from here - baby on the way and we just moved to a new home with all the expenses that come with it. 
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Number 52 with another £500 ..Total now £13000..Thank you 
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 109 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Hi @julicorn please add £178 for me for June.
    My car needed a new clutch so OPs had to take a back seat ! 
    Thank you :-) 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23968


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200

    Daily interest £3.37
    Percentage owned 48.5%
  • becksta
    becksta Posts: 2,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 reporting a final payment of £218 - taking my total for June to £453

    Many thanks and good luck everyone for July
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16  -  £404.48 for June please.

    many thanks @julicorn
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Simobla1
    Simobla1 Posts: 63 Forumite
    Second Anniversary 10 Posts Name Dropper
    No 56 with an additional £55 for June.  Thanks so much.
    Save £12k in 2025
    #36 2025: Target £15k / £9,498
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £2,875.32
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • Adamnatsmith
    Adamnatsmith Posts: 11 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    £600 for June for #76. Thanks!

  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    #65 with £450 for June
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #6. Ok so I've just paid off another £610, which takes me to £625 for this month and is officially my biggest EVER OP. 
    Yay me. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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