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2023 Mortgage-Free Wannabes

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Comments

  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    #66 here with and overpayment of £300 for June and £325 for July. Thank you :smile:
    Mortgage-free wannabe 2025 £571/3000
  • KajiKita
    KajiKita Posts: 7,830 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    twinklie said:
    #6. Ok so I've just paid off another £610, which takes me to £625 for this month and is officially my biggest EVER OP. 
    Yay me. 
    It’s an awesome feeling when you get one of those months 😊✨🎉🎊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with an OP of £100 for July. Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for June came to £643.77

    Thanks and have a great WEEKEND <3 everyone!  B


    julicorn said:
    pawlala said:
    Thanks and have a great week everyone!  B
    You know what, for a split second I read this as 'weekend' - wishful thinking, eh? :D 

    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • becksta
    becksta Posts: 2,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 with an unexpected payment of £1000 to start off July
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #13 checking in. June OP of £505.40. A small round up of £1.83 in July - maybe more to come, we shall see. Paying off  £2500 CC this month so maybe not, but we shall see. 

    Total for June and July - £507.23

    Total for the year £1233.63 of a £3000 target

    Thanks Julicorn!
    MM

    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Number 59, first overpayment of £50.

    Thank you :)
    MFW2021 #93 - £330/£2200
  • KajiKita
    KajiKita Posts: 7,830 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Number 48 reporting in with an OP of £489.02 for June 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £175 for July please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • Flower_of_scotland
    Flower_of_scotland Posts: 56 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Hi
    #80 with July o/p of £450.19.
    Thanks 😊
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