2023 Mortgage-Free Wannabes

GeorgianaCavendish

#75 adding £86.71
YTD = £520.26 

KajiKita

eat_that_frog said:

Hi #40 here, haven't updated for a while, my update for May is £4k and my update for June is £4k please.

As I've hit my previous target, please can I increase my yearly target to £46k to keep the pressure on.

Many thanks @julicorn

Fair dos eat_that, you are rattling along! If you can keep this pace up, you will be mortgage free in a couple of years! 👏😊

KK

try_harder

Number 52 with another £500 ..Total now £12500 ..Thank you

anna42hmr

hello number 105 here, sorry i missed updating with May's OP.  Please can you put me in for £217.94 for May and £217.94 for June please (which will take me to a year to date of £1369.66.   

Sistergold

NotWhereIWantToBe said:

Is anyone now saving their overpayments to pay at a later date now some of the interest rates on savings are a bit better ?
I have been so confused by it all - My mortgage rate is 1.84% currently and easy access savings are at around 4%. I am thinking about putting it away in a fixed rate ISA until I remortgage in July 2027 (or a few months before).
In my head I was going to be saving so much interest by overpaying, but in reality if I overpay the 10% allowed each year I will be saving £153.30 a year !

It looks like you will make more saving than overpaying at the moment. 

Hettyhound

 number 69; I've been adding a few bits and pieces so the current over payment amount for June is now £410.10.  Thanks Julicorn

IndiJonesi

#14 checking in with payments of £100 April, £100 May and £100 June.  Thanks @julicorn

jackieblack

#4 reporting my usual OP of £125 for June (offset)

Thanks, as always, julicorn 👏🏻

Schoolworker

No 72 reporting in for June - paid £1200 towards my mortgage. 

Simobla1

No 56 with an overpayment of £666 for June (hopefully that figure isn't an ominous one!)