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2023 Mortgage-Free Wannabes

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Comments

  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Qtipps44 said:
    #33 over payment of 2400.

    this pays off our mortgage. I’m am so proud of us. It’s not been easy but gives us peace and space to make things easier.

    thanks for everyone’s support. Can’t quite believe it.
    🥳🎉 well done! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • SeekingFlight
    SeekingFlight Posts: 193 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    #43 in with a December OP of £500

    managed a very small amount more than my target :)
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 109 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    #83 with a final OP for last year of £1000. Thanks @julicorn for running this challenge it is much appreciated. Happy New Year to you all. 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23968


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200

    Daily interest £3.37
    Percentage owned 48.5%
  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    #35 checking for the last 2023 overpayment. Final payment of £550 which I think brings the total to jsut over my target! Thanks again @julicorn for running this challenge - looking forward to keeping at it in 2024
    Mortgage: £116,060 (Apr 2024)
    Initial MF date: Apr 2048
    Current MF date: Dec 2044

    MFW 2022 #98 £2,2000/£1,800
    MFW 2023 #35 £7,510/£7,500
    MFW 2024 #24 £1,225/£5,000
    MFi3-T6 #41  £21,231/£27,495 (Mortgage Target £110,000)

    Weight Loss Q1 24: 5/12lbs
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    Evening,
    Sorry this is late. #23 here with November and December update of £65 for each month
    Total should be £4082 for the year. Short of the target but still happy.
    Cheers @julicorn
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • Smudgeismydog
    Smudgeismydog Posts: 352 Ambassador
    100 Posts Second Anniversary Photogenic Mortgage-free Glee!
    Thanks for all your efforts Julicorn x
    I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    where is the 2024 page please
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • 999poundproject
    999poundproject Posts: 17 Forumite
    10 Posts First Anniversary
    Hello all! Sorry for the really late update - but we had a baby, I was made redundant...it's been wild.

    I managed a fair few overpayments, although that will slow down to pretty much 0 until I have a job again..

    #55 

    Oct 2023: 844.45
    December 245

    I will post the rest on the 2024 thread!


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