2023 Mortgage-Free Wannabes

try_harder

Number 52 and week 52 and £5000 added bringing the total to £30,000 ,very happy to have met my target this year and thank you very much

Tartan_Mum

Last check in for 2023, it’s not been a great year mf wise. The rate rises have hit us hard. Plus massive home improvements that were long overdue. And next year might be the same. 

OP:
August - £627.27

Thank you, as ever, @julicorn for everything you’ve done to support us 

nonny02

Hi @julicorn. Will hold my hands up - I've been terrible at maintaining the regular op's, I did however manage a

November op of £2580

when a fixed savings account matured - this was my last op of the year, so my total has fallen just short of the £3k target at £2810

Will post on the 2024 thread now!

Lauraebrad

#30 update for the end of the year - thanks @julicorn  December OP of £170 so total OPs of £3130 for the year. 

mark55man

Hi there @Julicorn#57 reporting in for END December

OP (savings) for Dec = £0

My total this year £9817 /£10800 

So missed target for my savings but happy with what I've done.  My focus next year is retirement so I won't join next year's challenge until I have worked it all out.  I still have 2 years mortgage to go so not out of the woods yet. 

Thank you so much for running the challenge   

becksta

Hi everyone, #38 here with a final OP for December of £2,333.17. 

This takes my total over payment this year to £13,242.13!!  I had initially set my target to £6000 but half way through the year we had a lightbulb moment that we should try to throw whatever we could at the mortgage whilst we were on a low rate.  We're still on that low rate in 2024 so we'll be doing the same again.

Thanks to @julicorn for taking the time to run this challenge and look forward to seeing everyone's progress on the 2024 thread.

FlacosFloozie

#65 here with a December OP of £7906.14. This is largely due to a work bonus that I wasn't expecting. It brings the total for the year to £11,614.50 for the year! I've taken over 2 years off the term since I started this challenge. Thank you so much for running it @julicorn it really has helped me focus and mad a massive difference.

newgirly

Hi Juliecorn, thanks so much for all your work this year 😊

MFW 67 

November £1607.39

December £1614.55 

Happy new year! 

Moneyminded

#15 checking in with a final OP of £50 for December. Less than I was hoping for but unfortunately some expensive car repairs got in the way. Thanks for tracking everything this year Julicorn

pawlala

#22 reporting total overpayments for

December came to £1108.98

Thanks and have a great week everyone!