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2023 Mortgage-Free Wannabes

17677798182

Comments

  • #73
    Could you please set my target at £2400 for 2024
    I would like 54 if available or stay the same.
    Thank you in advance.
  • Happy final month of the year to all :) 

    #64 with a December OP of £452
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Number 52 with another £500 ..Total now at £25,000 .Thank you
  • Number 65 reporting in late with £402.73 for November which takes me past my target for the year. Thanks so much for running the challenge @julicorn
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, number 105 here with my december OP of £217.94, my final op of the year means that i have managed to reach my target for 2023 (with a year total of £2677.30.  

    Thanks for running the challenge this year Julicorn, it is great seeing everyone elses progress.  

    Looking forward to taking part in next years challenge, have already signed up ready for it, next years target is a bit lower than this years as 1. the 10% overpayment limit with my existing fix will mean i have to drop the direct op's made next year and 2. not sure how things will go with my finances next year, but i am hoping as well as the OP's direct to the mortgage may be able to put some extra aside ready for my fix end in August 2026. 

    Well done everyone on this years challenge, and hope to see you all on the 2024 challenge.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All 
    #2 with updates
    500.00 October
    500.00 November
    Thank you Julicorn 
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi Julicorn 
    can I have number 2 again for 2024 target 5000.00
    Many thanks
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • #100 
    Hazzah!
    Finally some spare cash for an overpayment (thank you xmas bonus) and just in time before the end of the year.
    £250 paid today.

    That's £3400 in total now for the year. Nowhere near my goal of £10k, but still a nice chuck.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jackieblack
    jackieblack Posts: 10,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Early pay day this month, so happy to report my final OP of the year
    #4, £125 (offset) which should mean I’ve reached my target for 2023.

    Thank you once again, julicorn, for all your hard work  👏🏻👏🏻👏🏻
    I look forward to seeing everyone over on the 2024 challenge 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • #88 no overpayment for this month. Will be targeting next years for sure. Have a good one all and merry Christmas. 
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