2023 Mortgage-Free Wannabes

Jessy103

Hi,

No.12 with a final op for the year of £1080. Meaning the December total is £1435.93 🙂

Thanks and Merry Christmas x

eat_that_frog

#40 reporting with savings of £5k in December, many thanks @julicorn

ElmoR

Number 45 slinking in: £300 for Oct, £300 Nov, £300 Dec.

This has been a fd regular saver and it matures this month Planned to coincide with supporting my daughter's student maintenance being due in January. I didn't manage to put away any extra though, so slightly short of my target for this year.

I'm not going to sign up for the 2024 challenge, too much uncertainty. Our house is on the market and we've seen one we would like to buy. If it goes to plan (which doesn't seem likely given all the stories we hear about chains and wotnot), we won't have to take out a new mortgage. Which is just as well because I did the affordability check and the amount I was deemed good for, was shockingly low. I was far too honest about my outgoings. Having a young adult on your car insurance, their student living allowance payments, etc really impacts things. Being declined is probably doing us a huge favour though. No payments going forwards and living well within our means. I was also so cheesed off by the experience that I will also change banks once we are moved and bag a £200 new customer win. It will be goodbye bank after 2 decades

Thanks for running the challenge julicorn

elmoR xx

julicorn

misspretenderboat said:

#73
Could you please set my target at £2400 for 2024
I would like 54 if available or stay the same.
Thank you in advance.

54 was available, it's all yours now

Qtipps44

#33 over payment of 2400.

this pays off our mortgage. I’m am so proud of us. It’s not been easy but gives us peace and space to make things easier.

thanks for everyone’s support. Can’t quite believe it.

fjireland

Qtipps44 said:

#33 over payment of 2400.

this pays off our mortgage. I’m am so proud of us. It’s not been easy but gives us peace and space to make things easier.

thanks for everyone’s support. Can’t quite believe it.

Well done 👏 what a great feeling I’m sure 🙂

Smudgeismydog

Huge congratulations Qtipps44.
what a way to start 2024!

misspretenderboat

Congratulations Qtipps44. What a great feeling of relief you must have.
Thank you for helping me to keep focused at the light at the end of the tunnel.
Great way to end the year.

Julicorn please could you adjust my payments for 2023, just checking my mortgage statement and I went wrong in places.
Jan OP £700
Feb - Jun no payment
Jul OP £750
Aug OP £100
Sep OP £200
Oct OP £135
Nov OP £100
Dec No payment

My target for 2024 is £2000
Thank you very much

misspretenderboat

I just realised you've put me at 54 for 2024 thank you.

julicorn

Qtipps44 said:

#33 over payment of 2400.

this pays off our mortgage. I’m am so proud of us. It’s not been easy but gives us peace and space to make things easier.

thanks for everyone’s support. Can’t quite believe it.

Fantastic news, and what a lovely Christmas present to yourself! Well done