2023 Mortgage-Free Wannabes

anna42hmr

Flower_of_scotland said:

#80 with a o/p of £51,401.38 to FINALLY  pay off my mortgage 🥳🥳🥳 it has taken me 33 long years with more remortgages than I care to remember!  Finally saw the light about 5 years ago and aimed for my 50th.  A few months over but had to wait for my fixed rate to end.  This forum has kept me going and I wish everyone good luck on their journeys 🥰

well done, thats fantastic news congratulations on completing the journey to mortgage free.

Sistergold

Flower_of_scotland said:

#80 with a o/p of £51,401.38 to FINALLY  pay off my mortgage 🥳🥳🥳 it has taken me 33 long years with more remortgages than I care to remember!  Finally saw the light about 5 years ago and aimed for my 50th.  A few months over but had to wait for my fixed rate to end.  This forum has kept me going and I wish everyone good luck on their journeys 🥰

Congratulations 🙌 

twinklie

No 6 with an OP of £50

becky170

Sorry I'm a bit behind in updating my figures. #66 with:

October 107
November 120
December 100

I've slightly changed strategy as I'm now paying £200 into a regular saver paying 8% interest each month with an aim of making a lump sum mortgage repayment next year when it matures. 

Hope everyone has a lovely Christmas and here's to more mortgage overpayments in 2024. 

misspretenderboat

From #73
Thank you Becky for that reminder, I remember Martin Lewis mentioning this and now my 1.54% rate has ended and I've moved up to 4.01% with Halifax. I'm going to do the same and put money away instead of OP. 

This forum has been such a great help. 
I'm still going to use it and put away £200 a month from December's pay packet onwards. Is that ok?

So happy for you Flower of Scotland. Every mortgage free story is such an encouragement to me.
If ok, please sign me up next year Julicorn, same number or any is fine.

misspretenderboat

Just to say. I did not meet my targets this and last year but your forum made me make a big dent nevertheless whilst I was on a lower rate.
My mortgage, even though it is still 64k is not such a big noose as if I'd done nothing. 

Thank you so very VERY much for your commitment to us forumites. It must eat up a lot of your time Julicorn and I truly wish I could really show my heartful thanks for motivating me and removing much stress. x

julicorn

Flower_of_scotland said:

#80 with a o/p of £51,401.38 to FINALLY  pay off my mortgage 🥳🥳🥳 it has taken me 33 long years with more remortgages than I care to remember!  Finally saw the light about 5 years ago and aimed for my 50th.  A few months over but had to wait for my fixed rate to end.  This forum has kept me going and I wish everyone good luck on their journeys 🥰

Congratulations, that is fantastic news!  

julicorn

Mortgage_Minimiser said:

#13 - not making a payment yet as we are going through redundancy at work so I am finishing on the 31st December (Merry Christmas!). I had just got to a point where I could plan for regular meaningful OPs so it has knocked me sideways quite a bit and the last few weeks have been really hard.

However I am sooo close to my target i want to try and hit it - anything not spent over Christmas will be paid to the OP target. 

It's really made me realise that i need to get rid of the Mortgage and debt though, so as soon as I get a new job i shall be planning my escape properly and release myself from being tied to these people. I have £164.27 in my 'free money' pot, .thanks to HSBC account, selling a toy that isnt played with and prolific - so that's the plan to get to target. I think i need £434 ish in total. 

Wish me look - this really is the spur to get me to pay this thing off now. Might start my own diary......

MM
x

I'm so sorry to hear about your redundancy! Wishing you all the best x

julicorn

Good morning all! I just wanted to stop by and say that I set up the 2024 thread yesterday, you can find it here: https://forums.moneysavingexpert.com/discussion/6492002/2024-mortgage-free-wannabes

It would be lovely to see lots of you participating again

try_harder

Number 52 with a very late update sorry ..Number 52 with £8500 saved over the past 4 months ..total now at £24,500..Thank you