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2023 Mortgage-Free Wannabes
Comments
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JaggedFlamingo said:#10 reporting a final overpayment of ยฃ6,919.64 - which means we are now mortgage-free.ย
KKAs at 15.08.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
- OPs to mortgage = ยฃ12,048ย Interest saved ยฃ5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: ยฃ299 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย1 -
#55 reporting 999.99 overpayment for July. Thank you ๐3
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#51 ยฃ375 for June please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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Hi everyone,ย
Overpayment for July #20: ยฃ260.25
That should take me over my ยฃ500 target for the year. Total: ยฃ524.05/ยฃ500.
I will keep adding as and when I can, but the renovation of our house is starting to get going, so any spare cash will be chucked at that first.
Thanks, SophieยMortgage Feb 2023- ยฃ249,210 MFW 2023 #20: ยฃ524.05/ยฃ500 (104.81%)3 -
#59 with another overpayment of ยฃ30.50 in July
small.. but they all add upย
thank youยMFW2021 #93 - ยฃ330/ยฃ22004 -
Hi,
No. 12 with another overpayment for July of ยฃ100, so July total is now ยฃ364.57.
Thanks ๐Mortgage Balance as of July 2025 ยฃ14,900.
Starting Mortgage Balance (June 2019) ยฃ72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
It looks like i missed last wees posting so ยฃ1000 in over the two weeks ..Total now ยฃ14500...Thank you3
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Hi, #61 just checking in to say that given current savings rates (even easy access) are significantly above my mortgage rate, I now plan to make one larger payment in November just before my overpayment allowance renews, rather than original plan of a little bit each month. So will see how close I can get to my original target in November
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Hi Julicorn,ย
#15 checking in with payments ofย
ยฃ418.13 for June, andย
ยฃ418.13 for Julyย
Thank youย- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032ย
- MFW 2025 #15 ยฃ378.00/ ยฃ2,400 /// MFW 2024 #15 ยฃ1,608.85/ ยฃ2500 /// MFW 2023 #15 ยฃ8,617.84/ ยฃ10,000 /// 2022 #15 ยฃ7,315.24/ ยฃ7250 /// MFW 2021 #15 ยฃ8,530.07/ ยฃ8500
- Daily interest is currently ยฃ4.48
3
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