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2023 Mortgage-Free Wannabes

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Comments

  • KajiKita
    KajiKita Posts: 7,828 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    #10 reporting a final overpayment of ยฃ6,919.64 - which means we are now mortgage-free.ย  :)
    Whoop!! Really pleased for you ๐Ÿ˜Š๐ŸŽ‰๐ŸŽŠ๐Ÿคฉ

    KK
    As at 15.08.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ232,244
    - OPs to mortgage = ยฃ12,048ย  Interest saved ยฃ5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: ยฃ299 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • #55 reporting 999.99 overpayment for July. Thank you ๐Ÿ˜Š
  • AntoMac
    AntoMac Posts: 2,730 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #51 ยฃ375 for June please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 17 July 2023 at 8:46AM
    Hi everyone,ย 

    Overpayment for July #20: ยฃ260.25

    That should take me over my ยฃ500 target for the year. Total: ยฃ524.05/ยฃ500.

    I will keep adding as and when I can, but the renovation of our house is starting to get going, so any spare cash will be chucked at that first.

    Thanks, Sophieย 
    Mortgage Feb 2023- ยฃ249,210 MFW 2023 #20: ยฃ524.05/ยฃ500 (104.81%)
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    #59 with another overpayment of ยฃ30.50 in July

    small.. but they all add upย 

    thank youย 
    MFW2021 #93 - ยฃ330/ยฃ2200
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with another overpayment for July of ยฃ100, so July total is now ยฃ364.57.

    Thanks ๐Ÿ™‚
    Mortgage Balance as of July 2025 ยฃ14,900.
    Starting Mortgage Balance (June 2019) ยฃ72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    Afternoon,
    Sorry for the late updates.ย 
    No.23 here updating for May, June and July. I have overpaid ยฃ43 per month all year so my total is ยฃ301. Still hoping to do a larger payment in September but we will see.
    Thanks @julicorn
    From Bounty123

    2025 MFW No:23
    MFiT-T7 12
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    It looks like i missed last wees posting so ยฃ1000 in over the two weeks ..Total now ยฃ14500...Thank you
  • Hi, #61 just checking in to say that given current savings rates (even easy access) are significantly above my mortgage rate, I now plan to make one larger payment in November just before my overpayment allowance renews, rather than original plan of a little bit each month. So will see how close I can get to my original target in November
  • Moneyminded
    Moneyminded Posts: 288 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi Julicorn,ย 

    #15 checking in with payments ofย 
    ยฃ418.13 for June, andย 
    ยฃ418.13 for Julyย 

    Thank youย 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032ย 
    • MFW 2025 #15 ยฃ378.00/ ยฃ2,400 /// MFW 2024 #15 ยฃ1,608.85/ ยฃ2500 /// MFW 2023 #15 ยฃ8,617.84/ ยฃ10,000 /// 2022 #15 ยฃ7,315.24/ ยฃ7250 /// MFW 2021 #15 ยฃ8,530.07/ ยฃ8500
    • Daily interest is currently ยฃ4.48
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