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2023 Mortgage-Free Wannabes
Comments
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No 7 with an OP of £100 for August. Thanks julicorn
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0003 -
#84 with overpayments of £160 in June, July and August (total OP of £1,280 over 2023 to date). Thanks Julicorn3
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Morning
#59 with Aug overpayment of £50
Hopefully more to come this month
Thank youMFW2021 #93 - £330/£22002 -
Hi, #64 £226 OP's each month for Jan - Aug totalling £1,808 for the year so far. Hoping to be able to add some more this month by taking in a lodger!
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Hi, number 83 with a £943 OP for July , thanks @julicorn .User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23968
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200
Daily interest £3.37
Percentage owned 48.5%3 -
#27 with £175 for August please JulicornMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,600/£5,0003 -
#38 here with an overpayment of £2258.56.
This smashes my overpayment target of £6k that I set for this year. We are lucky enough to still be on an extremely low fixed rate of 1.48% until June 2025 so we are planning to overpay as much as possible (including taking some money from savings) in order to get the outstanding balance as low as we can before we remortgage.
I won't adjust my target but I will continue to update this thread each month to see how much I can beat it by.
Good luck to everyone this month and thanks to Juliecorn for running this challenge.MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters4 -
Hello fellow MFWs
Hope everyone is having a good summer so far, #36 checking in with an August o/p of £129.54. Thank you JuliecornMortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming3 -
Number 52 with another £500 ..Total now £15,500 ..Thank you2
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Number 69 with an August over payment of £592! My outstanding balance is now under £28K by £1SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)3
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