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2023 Mortgage-Free Wannabes
Comments
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No. 48 reporting in with a total OP of £438.22 for July.August won’t be as good (we are doing lots of building work atm), but I think we are reasonably well on track 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 3 books of target 52 in 2026 as @ 10th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
No 60 with £1000 for August please Julicorn
4 -
#11 with an OP of £1000. Hopefully helps us catch up a bit with our target 🤞4
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Hi #80 with an August o/p of £451.78
Thanks everyone x3 -
#26 August OP of £575. Thanks @julicorn!Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!4 -
Hi there Julicorn #57 reporting in after missing June (oops)
- OP (savings) at end of Jun 23 of £1090.
- OP (savings) at end of Jul 23 of £1120
My total this year £5928 /£10800
Not quite on target - but catching up. Been a few swings and roundabounts (vets fees, tax rebates and surprise inheritances) but I'm trying to stick to my yearly target (each month 2x reg savers + 1xsharesave thing + 1p saving challenge allocated as my OP, but not counting pension money) and will review at the end of the year when my total savings should match my mortgage balance (more detail in my diary) and earning 3%-4% more
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Hi,
No. 12 with an overpayment of £359.08 for August.
Thanks 🙂Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!3 -
Hi Juliecorn, I’m so sorry I’ve been rubbish at updating 🙄
These are my figures :
March: £1914.44
April: £1845.63
May: £1989.08
June: £2090.38
July: £737.28
Thank you so much 🙂
MFW 67 - Finally mortgage free! 💙😁3 -
Number 52 with another £500 ..Total now at £16000 .Thank you3
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Hi @julicorn #40 here reporting rather late with £2050 for July. Thank you!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items3
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