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2023 Mortgage-Free Wannabes

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Comments

  • KajiKita
    KajiKita Posts: 7,826 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    No. 48 reporting in with a total OP of £438.22 for July. 

    August won’t be as good (we are doing lots of building work atm), but I think we are reasonably well on track 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • BeckyBach
    BeckyBach Posts: 19 Forumite
    Second Anniversary 10 Posts
    No 60 with £1000 for August please Julicorn
  • Chili81
    Chili81 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #11 with an OP of £1000. Hopefully helps us catch up a bit with our target 🤞
  • Hi #80 with an August o/p of £451.78

    Thanks everyone x
  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #26 August OP of £575. Thanks @julicorn!
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi there Julicorn #57 reporting in after missing June (oops)
    - OP (savings) at end of Jun 23 of £1090. 
    - OP (savings) at end of Jul 23 of £1120 

    My total this year £5928 /£10800 

    Not quite on target - but catching up.  Been a few swings and roundabounts (vets fees, tax rebates and surprise inheritances) but I'm trying to stick to my yearly target (each month 2x reg savers + 1xsharesave thing + 1p saving challenge allocated as my OP, but not counting pension money) and will review at the end of the year when my total savings should match my mortgage balance (more detail in my diary) and earning 3%-4% more


    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with an overpayment of £359.08 for August.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • newgirly
    newgirly Posts: 9,351 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Juliecorn, I’m so sorry I’ve been rubbish at updating 🙄

    These are my figures : 

    March: £1914.44

    April: £1845.63

    May: £1989.08

    June: £2090.38

    July: £737.28 

    Thank you so much 🙂




    MFW 67 - Finally mortgage free! 💙😁
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Number 52 with another £500 ..Total now at £16000 .Thank you
  • Hi @julicorn #40 here reporting rather late with £2050 for July. Thank you!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
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