We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2023 Mortgage-Free Wannabes
Comments
-
Ooops! T just transferred £250 to the mortgage instead of the joint account. We’re taking it as an unplanned win
£250 to #27 pleaseMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,350/£5,0004 -
No. 6 - I just made an OP of £999.99 That is my biggest ever OP.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 375 -
No 72 reporting in making an overpayment today for August of £350. No payments in July.3
-
Hi all
#2 with July update 500.00 and August 500.00
Thank you Julicorn
MFWB#2
MFTT5 #28
Save 12k 2020 #1113 -
Morning, #15 checking in with an OP for August of £418.13. Thanks Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
2 -
Hi,
No. 12 with a total for August of £459.08.
Thanks 🙂Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!2 -
Hello everybody, #34 here reporting OP of £50 for July and £50 for August
Well done everyone for your progress so far, total OPs of around £600k! @julicorn, thanks for keeping us updated.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓3 -
#4 reporting my usual OP of £125 for August
Thanks, julicorn 👏🏻Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endQuidquid Latine dictum sit altum videtur3 -
#35 checking in - £800 overpayment for August. A new payday date by my work has meant I got to overpay twice in one month.
Mortgage: £100,937 (Aug 2025)
First MF: Apr 2048
Current MF date: March 20423 -
Hi there - No. 56 reporting an overpayment for August of £816. Thanks Julicorn.Save £12k in 2025
#36 2025: Target £15k / £16,903
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £7,097
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. June '25 £92,751 Sept '25 £87,758
MFiT-T7 #15
Target £70k3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards