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2023 Mortgage-Free Wannabes

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Comments

  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 109 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Hi @julicorn no #83 with an OP of £850 for August please.
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23968


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200

    Daily interest £3.37
    Percentage owned 48.5%
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 1 September 2023 at 4:32PM
    #3 first September OP of 616.53

    Just gone away and updated sig - 2023 OP target reached! Very pleased with that.
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 September 2023 at 4:34PM
    Hi there Julicorn #57 reporting in for August
    - OP (savings) at end of Aug 23 of £250+£250+£50.09+£563 = £1113

    My total this year £7028 /£10800 

    Kind of on target - but annual costs about to catch up on me
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No.12 with an overpayment of £361.21 for September.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    #65 updating with £375 for July and  £578.22 for August. Thanks @julicorn
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £175 for September please Julicorn 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No. 6 - I just made an OP of £500. 

    In all likelihood that's my OP's pretty much done for the year now. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 September 2023 at 11:48AM
    #22 reporting total overpayments for

    July came to £842.79
    August came to £544.26

    Thanks and have a great week everyone!  B
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • SeekingFlight
    SeekingFlight Posts: 193 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Number #43 with another £500 this month 
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    edited 7 September 2023 at 9:19PM
    @julicorn, apologies I'm extremely late as I thought I'd already submitted for July but it appears not!

    July, total OP of  £151.91
    August,.total OP of £41.29

    I am now on maternity leave for a year so expect my overpayments to reduce substantially!

    Number 99
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
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