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2023 Mortgage-Free Wannabes
Comments
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#4 with my usual OP of £125 (offset)
Thanks, as always, julicorn 👏🏻🥂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#18 Reporting in with an overpayment of £1013.24 paid off today.
Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£3101 -
#38 reporting a total overpayment of £595.30
Many thanks!MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters1 -
Hi there Julicorn #57 reporting in for September
OP (savings) at end of Sep 23 of £250+£250+£54.51+£563 = £554.51
My total this year £7580 /£10800
Kind of on target - annual costs caught up with me hence the strikeout. May still make target
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
#21 here and I’m behind again
we flipped onto a new rate so loud overpayments are £1,011.30 for each of August, September and October
thanks for updating Julicorn. I’m also thankful I’ve been overpaying while rates are low as I’ve really protected myself from the current high rates as much as I canMortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #351 -
#13 just catching up. Haven't done anything over the Summer apart from rounding accounts automatically which has added £10.98, feel free to put it against October. I've actually focused on debt and paid £7,000 off and now I'm gearing up for a larger mortgage payment soon as I'm due to come out of my fix in Nov which is scary. Oh well.
Thanks as always @julicorn
MM
XMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!2 -
#76 here with a payment of £600 for September. Baby and holiday expenses plus general CoL meant no overpayment for August 😔 Will need to readjust target for the year I think. Ah well.1
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No 7 with an OP of £100 for October. Thanks julicorn.MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0001 -
16, September, £396.78.
Many thanks Julicorn.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
Hi,
No. 12 with an overpayment of £309.10 for October.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2
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