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2023 Mortgage-Free Wannabes
Comments
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No 6 with an OP of £25.
Technically when we remortgaged I didn't ask them to recalculate the repayment figure so we are now automatically OPing £27.87 every month. So the total OP is actually £52.87.
It's likely to be it this month as I've got to recalculate my finances as several bills have changed and I want to get a grip on things.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
#65 with a total overpayment of £549.50
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141 -
Evening
#59 with October OP of £70.80
thanksMFW2021 #93 - £330/£22001 -
#3 with OP of 616.53 this month.
ThanksEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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Oops I seem to have got quite behind on this.
Update from ~30
July - 150
August - 160
September - 190
October - 130
Year to date is now: £2840
Thanks @julicornAiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0001 -
#55 for october: 694.45
with a newborn at home - overpayments are taking a backseat 😊1 -
#51 declaring £250 For September and £310 for October.
I believe I have now hit my 2023 target. Many thanks @julicorn
i am now down to just over £6.5k outstanding so if you’re running a 2024 challenge I’d love to join and aim to get the remaining balance paid off.27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
Number 45 reporting in after another bumpy couple of months!£300 for August and another £300 for September to add to the spreadsheet please.Those who remember me from my thread on MFW, there's a chance of a return in the next year...I have a new job starting next month (yay!!!!) and this will involve relocation. Hoping to find somewhere rural and that may involve another mortgage to achieve this - we currently live in a very cheap part of the UK, so a move anywhere is slightly unnerving!Thanks julicorn1
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#33 sorry I haven’t updated for a while.
august - £888.75
sept - £870.35
oct - 1052.41
unbelievably we have £4000. Left to pay off our mortgage. I could do this now with savings but will wait until Christmas. We are already living more having just returned from abroad for first time in over a decade.
thanks for updating.1 -
Qtipps44 said:#33 sorry I haven’t updated for a while.
august - £888.75
sept - £870.35
oct - 1052.41
unbelievably we have £4000. Left to pay off our mortgage. I could do this now with savings but will wait until Christmas. We are already living more having just returned from abroad for first time in over a decade.
thanks for updating.What an amazing New Year present to yourselves! Well done!Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.982
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