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2023 Mortgage-Free Wannabes
Comments
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Hi, number 105 here reporting my first OP's of the year, please can you put me down for £279.96 please for January.
Good luck everyone with this years targets and thanks again Julicorn for running the challenge for another year.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..3 -
Hi there - #57 - 3rd OP savings for the month of £250 for total of £900. My final total for January £900/£10800
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
#83 (Thank you).
Please can you record my total for January.
I have saved £1837 in January and £2961 from saving last year as I work from 1st August - 31st July.
@julicorn please can you advise me how you will record this ?
I am baffledUser name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23968
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200
Daily interest £3.37
Percentage owned 48.5%2 -
Hi
#9 checking in with first OP of £2100
thanks julicorn xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
#70 overpayment of £483.33, so total of £583.33 for the month
thanksI’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.2 -
NotWhereIWantToBe said:#83 (Thank you).
Please can you record my total for January.
I have saved £1837 in January and £2961 from saving last year as I work from 1st August - 31st July.
@julicorn please can you advise me how you will record this ?
I am baffledIn this challenge, we're not so concerned about what you've managed to save/OP in previous years, we're just looking at 2023.
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#35 checking in - £2085 for January!
Expected this month to be bigger due to me closing a savings account and dumping the money into my mortgage. Still impressed I managed to keep my target monthly payment of £850 - this has been a loooong month (5 weekends since I was last paid makes for an interesting challenge on the budget)Mortgage: £116,060 (Apr 2024)
Initial MF date: Apr 2048
Current MF date: Dec 2044
MFW 2022 #98 £2,2000/£1,800
MFW 2023 #35 £7,510/£7,500
MFW 2024 #24 £1,225/£5,000
MFi3-T6 #41 £21,231/£27,495 (Mortgage Target £110,000)
Weight Loss Q1 24: 5/12lbs2 -
Afternoon all,
#39 with a Jan OP of £300, totalling £428.29 for the month.
Thanks Julicorn!
WPxMortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0002 -
Hello
#38 with an overpayment of £110 taking my total for January to £310
ThanksMFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters2 -
#100 Checking in.End of the month so bf's turn to top up the pot. £500 added to Jan total.£1350 Jan Total.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.982
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