2023 Mortgage-Free Wannabes

nonny02

Number 31 starting the year with a £230 overpayment for January

Thanks @julicorn

Qtipps44

#33 £1100 over payment to add to previous jan payment. Thank you for updating.

try_harder

Number 52 ..£500 saved this week ..Total now £2000..Thank you

julicorn

Martas said:

Good morning everyone!
The plan was that I won't be overpaying until the end of June when my overpayment allowance renews but  Natwest took out this morning extra £999. I cancelled overpayments on the 23rd of December but it looks like the bank didn't process it in time. Ah well, this money was earmarked for overpayments anyway so I guess I'll have to pay £9 fee and just live with it.

#56 reporting £999 for January
@julicorn I noticed on spreadsheet that number 42 is still free. Would it be possible to move me up and I would have the same number for this challenge and for MFi3 challenge please 🙏 

Yes absolutely, I've moved you to #42 now  

julicorn

Trundley27 said:

@julicorn I want to be back in this year please. #97.  

December 2022 = £500.00 OP
January 2023 = £500.00 OP 


Total OP last year = £1600.00

Taking my overall OP total for 2022 and currently 2023 at £2100.00

Welcome back - could you let me know what your target is for this year please?

julicorn

WelshSaver said:

Hi julicorn I would love to join for 2023. First time trying to overpay my mortgage. My target for overpayment will be £5000.
Thanks 😇

Welcome on board! You've got #18.

julicorn

Bored said:

Hi Julicorn,

Please could I rejoin for 2023 with a new number (previously #123) and a target of £4000 please? Thanks!

Belated happy new year all.  

Yes absolutely, welcome back! You've got #19 for this year. 

julicorn

NotWhereIWantToBe said:

Hi I would like to join for the first time please. 
My target is £8298 which I can't pay until my 10% renews on 1st August so I would like to have saved it by then.
I do have some saved already.
I have no idea what the spreadsheet is all about please can someone explain it to me ?
Many thanks.

Welcome to the challenge, you've got #20 Just let us know each month how much you've saved towards your target, and we can track it on the spreadsheet here. 

julicorn

miss_undastood said:

Please May I rejoin. I’ll keep my number if still free, if not let me know my new one please. 

£11k this year. Thanks Julicorn 🥰

Welcome back! Your number for this year is #21  

julicorn

lakme said:

Hi all, 

I'd like to join this for the year. My variable interest rate is about to rocket in May and I have decided to put all focus on making overpayments this year, bigger until May and much smaller after that. Hopefully this thread will help keep me on the right track. I'm doing this alone (well, my two kids are mainly trying to come up with other uses for money), so inspiration from others is very welcome. 

My goal for overpayments is 8000.

January overpayment has been made and it's 1685. 

Welcome to the challenge I've given you #28.