2023 Mortgage-Free Wannabes

julicorn

SeekingFlight said:

I don't have a number yet but my first OP of £500 went in on the 2nd Jan

Apologies if I've missed it, but could you let me know your target for the year please? I've given you #43 in the meantime. 

julicorn

pogg000 said:

I would like to join you please.

I started my last 2 year fix on new years day, 4.52% with balance of £19956.07

I've decided i want this thing gone by Christmas this year.

I have £5000 to over pay this month, which i am doing in dribs and drabs, but am committed to getting mortgage neutral by Christmas dinner this year.

Welcome to the challenge, always great when people are getting close to paying off their mortgage You've got #44.

julicorn

20vt-rs said:

Hi - I only just stumbled across this thread just now, be happy to join if not too late. Just on the home stretch of my mortgage free / over-payment journey, this started in 2012 after reading up on here about over-payments making a difference. Some progress noted in my signature, but happy to add to an xls too! Good luck everyone

Absolutely not too late to join at all Just let me know your goal, I've reserved you #46 in the meantime. 

julicorn

misspretenderboat said:

Julicorn, I am so SO very grateful to you giving me the motivation and sturdy mindset to get my mortgage down.

Please include me again this year I was 73 last year but happy to go earlier if 18 is still free.

Am on a 1.56% fixed deal until October so endeavouring to throw everything at it before the possible rise thereafter.

My goal this year is £6000. Am making an OP of £500 - my total so far for January.

Welcome back! #18 is taken unfortunately, but I've given you number 73 back so same as last year. Thanks so much!

julicorn

NotWhereIWantToBe said:

Please can I have number 83 if it is not already requested, thanks .

Sure thing, I've just moved you along to #83 (from #20)

julicorn

sophieo16 said:

Hello everyone 

I have been a long-time lurker as I saved up a deposit and eventually purchased my first house with my partner. We have only been in a week but I thought I could try and take part this year in a small way. 

@julicorn, would I be able to get a number and start with a target of £500?

The house we have purchased is very much a project, so most of our spare cash will be going towards the work to do it up; however, through selling bits and pieces on eBay and a few money-saving tricks, I'm going to do all I can to get into the habit of overpaying. 

Thanks! 

Absolutely, #20 is all yours

julicorn

The spreadsheet should all be up to date now Please let me know if I've missed any updates at all, it's been a busy month getting settled in our new house  

SeekingFlight

julicorn said:

SeekingFlight said:

I don't have a number yet but my first OP of £500 went in on the 2nd Jan

Apologies if I've missed it, but could you let me know your target for the year please? I've given you #43 in the meantime. 

Hi @julicorn a modest £6000 target for the year but I'm hoping to do better

GeorgianaCavendish

#75 adding £86.71 OP for January 2023 making my YTD £86.71    

Thanks so much  

jackieblack

#4 reporting my OP of £125.00 for January (offset)

Thanks julicorn 👏