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2023 Mortgage-Free Wannabes

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Comments

  • eat_that_frog
    eat_that_frog Posts: 269 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    #40 here, I made a lump sum one off OP of £16k, which is my 10% overpayment allowance for the year.

    Please could I increase my target for 2023 to a total of £36k, to reflect the savings I'm going to hopefully try and put away over the next 11 months. Thanks @julicorn
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2026 MFW #8

    2026 Goals

    Save £6k for future house redecorating - £0/£6k
    Lose 12lbs - 0lbs/12lbs lost so far
    Decluttering - declutter 250 items from house and outbuildings - 0/250 items
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Number 52 ..£500 paid in today making a total so far of £2500..Thank you for helping to keep me accountable
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    #37 with £327.13 OP for February, from my usual OP and interest earned on savings.
  • becomingbetter
    becomingbetter Posts: 50 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi, #24 with Feb OP of £584.58 

    Thanks x
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • Trundley27
    Trundley27 Posts: 51 Forumite
    Ninth Anniversary 10 Posts Name Dropper
    Hi Julicorn,

    #97 February Overpayment = £500.00

    Signature Updated 

    Thanks Ash
  • jennystarpepper
    jennystarpepper Posts: 829 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - Slow start to the year, £51.24 for January.

    Many thanks Julicorn. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • Flower_of_scotland
    Flower_of_scotland Posts: 56 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Hi #80 o/p of £457.76 for February.

    Thanks 😁
  • ajmoney
    ajmoney Posts: 6,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 with an OP of £225 for February.  Thanks julicorn
    MFW 2026 No. 7 £400/£5000
    MFiT-T7 No. 6 £5515.91/£30,000
  • Sandyra
    Sandyra Posts: 310 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here with £840.08 for Feb OP, still chasing that 60% LTV

    MFW 2026 #32 £XXXX/£6,000; MFW 2025 #32 £9,594.51/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2026 #32 £XXXX/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 118 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    @julicorn that makes perfect sense thank you !
    In that case please put me (#83) for £1837 for January.
    Thanks.
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £25777


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400 Oct £505 Nov £450 Dec £227

    Daily interest £3.32
    Percentage owned 49.3%
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