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2023 Mortgage-Free Wannabes
Comments
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#40 here, I made a lump sum one off OP of £16k, which is my 10% overpayment allowance for the year.
Please could I increase my target for 2023 to a total of £36k, to reflect the savings I'm going to hopefully try and put away over the next 11 months. Thanks @julicornMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items3 -
Number 52 ..£500 paid in today making a total so far of £2500..Thank you for helping to keep me accountable2
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#37 with £327.13 OP for February, from my usual OP and interest earned on savings.2
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Hi, #24 with Feb OP of £584.58
Thanks xMortgage Aug 2019- £180000
Aug 20- £173815
Aug 21- £159800
Aug 22- £146000
Aug 23- ?
Aug 24 (end of fix)- ?
Currently- £136400
original mortgage free date August 2044
Aiming for 2037
MFW 2023 #242 -
Hi Julicorn,
#97 February Overpayment = £500.00
Signature Updated
Thanks Ash2 -
16 - Slow start to the year, £51.24 for January.
Many thanks Julicorn.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £02 -
Hi #80 o/p of £457.76 for February.
Thanks 😁2 -
No 70 with an OP of £225 for February. Thanks julicorn
MFW 2026 No. 7 £1614.62/£5000
MFiT-T7 No. 6 £7693.26/£30,0002 -
#32 here with £840.08 for Feb OP, still chasing that 60% LTV
MFW 26 #32 £1,801.64/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000
Save £12k in 2026 #32 £6,400/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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@julicorn that makes perfect sense thank you !
In that case please put me (#83) for £1837 for January.
Thanks.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £26677
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324
Daily interest £3.29
Percentage owned 49.8%2
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