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2023 Mortgage-Free Wannabes

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Comments

  • newgirly
    newgirly Posts: 9,482 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi juliecorn,

     MFW 67 checking in with januarys payment of £1818.56, many thanks, Newgirly 😊

    MFW 67 - Finally mortgage free! 💙😁
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi there #57 - Double dose (£500) in regular savers at double my mortgage interest gives me £500 in Feb so far for a savings total of £1400/£10800
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Singlespeeder
    Singlespeeder Posts: 285 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 2 February 2023 at 10:11AM
    #62 with  Feb's OP of £132.86  taking me to £265.72 in 2023.


    We've got to, or are very close to, a tipping point ... Interest for Feb (ok only 28 days) should be about £126.56 but the standard OP is £132.86... so the 3 steps forward one step back effect of the interest should sort of cease :)
    DEBT FREE - Feb '21& Mortgage Free Nov '24
    Now, let's look at FIRE
  • Nichelette
    Nichelette Posts: 2,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi :). Just popping in with my first OP of the year - am #86 with a Jan total of £311. Sightly ahead of target at the moment!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,116.67
    Overpayments since 27.03.19: £53,969.12
    Moving fund so far £2500 - Premium bonds £9,500
    Food spend £124.81/£3000
  • becksta
    becksta Posts: 2,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 with an overpayment of £200 to start off February.  Hoping to add to this later in the month if possible.

    Thanks
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500

    Thank you to all competition posters
  • powerspowers
    powerspowers Posts: 1,376 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #27 with £170 for Feb please
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • #65 checking in with £300 for January thanks
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Hettyhound
    Hettyhound Posts: 1,142 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with a £215 overpayment to start my 2023 challenge 🥳. Thanks Julicorn (hope you are enjoying your new home.....at long last 🥂)
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; Jan 2026 £16,343 2025 OP £2991/£2,000 2026 £110/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5587/£21,930 (25.47%)
  • smetf
    smetf Posts: 382 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi all,

    Checking in with a nice £584.04 OP to start Feb off. Our usual OP plus council tax, surveys and a little round up.

    Thanks @julicorn
    Mortgage £39,933
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 1236.62/4100
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • Chili81
    Chili81 Posts: 54 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    #11 here with my first overpayment of £450 for the year (Jan was a write off for various reasons). 
    Thanks!
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