2023 Mortgage-Free Wannabes

lakme

Hi all, 

I'd like to join this for the year. My variable interest rate is about to rocket in May and I have decided to put all focus on making overpayments this year, bigger until May and much smaller after that. Hopefully this thread will help keep me on the right track. I'm doing this alone (well, my two kids are mainly trying to come up with other uses for money), so inspiration from others is very welcome. 

My goal for overpayments is 8000.

January overpayment has been made and it's 1685. 

SeekingFlight

I don't have a number yet but my first OP of £500 went in on the 2nd Jan

pogg000

I would like to join you please.

I started my last 2 year fix on new years day, 4.52% with balance of £19956.07

I've decided i want this thing gone by Christmas this year.

I have £5000 to over pay this month, which i am doing in dribs and drabs, but am committed to getting mortgage neutral by Christmas dinner this year.

Jessy103

Hi,

No 12 reporting an overpayment of £100, so the total for Jan is now £235.93.

Thanks 🙂

20vt-rs

Hi - I only just stumbled across this thread just now, be happy to join if not too late. Just on the home stretch of my mortgage free / over-payment journey, this started in 2012 after reading up on here about over-payments making a difference. Some progress noted in my signature, but happy to add to an xls too! Good luck everyone

misspretenderboat

Julicorn, I am so SO very grateful to you giving me the motivation and sturdy mindset to get my mortgage down.

Please include me again this year I was 73 last year but happy to go earlier if 18 is still free.

Am on a 1.56% fixed deal until October so endeavouring to throw everything at it before the possible rise thereafter.

My goal this year is £6000. Am making an OP of £500 - my total so far for January.

misspretenderboat

Hi there (formerly 73 but is 18 free??)

Making another OP of £200 so total for January now £700.

Thank you 

twinklie

No. 6 - won 4.80 on the lottery so made a cheeky OP for a fiver. 

Total OP for Jan - £12.45 so far.

lindez

Hi All
Happy 2023.
#2 with first over payment £500.00 for January.
Thank you so much Julicorn for all the work that you do for this group. x

mark55man

Hi there - #57 - 2nd OP savings for the month of £250 for total of £650.  One more to add at end of Jan before my final total.