2023 Mortgage-Free Wannabes

CountryRoads

Hi

#84 checking in with my first OP of 2023. £160 OP for January.

Thanks

Shal1160

Hi all and happy new year! #36 checking in with January o/p of £125. Thank you Juliecorn!

NotWhereIWantToBe

Hi I would like to join for the first time please. 
My target is £8298 which I can't pay until my 10% renews on 1st August so I would like to have saved it by then.
I do have some saved already.
I have no idea what the spreadsheet is all about please can someone explain it to me ?
Many thanks.

SeekingFlight

Hi, i would love to join this year please

£5000 OP target 

thanks

Martas

NotWhereIWantToBe said:

Hi I would like to join for the first time please. 
My target is £8298 which I can't pay until my 10% renews on 1st August so I would like to have saved it by then.
I do have some saved already.
I have no idea what the spreadsheet is all about please can someone explain it to me ?
Many thanks.

Hello and welcome to the challenge. 
@julicorn runs it and she is in charge of our spreadsheet. When she sees your post she will give you a number, then you just need to comment every month, let her know what number you are and how much you overpaid this month. Here's the spreadsheet from 2022 if you want to have a look what it's like.  
https://docs.google.com/spreadsheets/u/0/d/1pUdMBK0TSGqr_2d7zCoZB_X6aqQbcVn8Mh3Aw6pcS0k/htmlview

Here's link to the brand new 2023 spreadsheet
https://docs.google.com/spreadsheets/u/0/d/1nd1vi7q0tdEtyv9CCKREYWR8KDkd6UM13KKYtVmKR98/htmlview
 
There is more info in the first post of the challenge. 

becksta

Happy New Year everyone!  #38 here with an opening OP of £200 please.

Many thanks

miss_undastood

Please May I rejoin. I’ll keep my number if still free, if not let me know my new one please. 

£11k this year. Thanks Julicorn 🥰

miss_undastood

£1,006.28 is my overpayment for Nov, Dec and Jan, but will have to recalculate for Feb as my rate is changing slightly 

(Cross posted on both threads)

miss_undastood

My previous post hasn’t posted.  Please May I rejoin. If I can keep my old number that would be awesome, but I’m probably too late so I’ll take whatever I’m given, Thankyou. 

Julicorn you’re brilliant at doing all of this. Thanks for the awesome admin effort. 

My target is 11k

becomingbetter

#24 with January OP of £586.45
Thanks