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2023 Mortgage-Free Wannabes
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Happy New Year 2023 everyone! We've got 61 sign-ups already with a combined target of over £400k
Let's see who gets in early to make that first overpayment of the year
I've just freed up the numbers from everyone who hasn't said yet that they want to keep yours, so let me know if you're keen to move to a lower number, we've got a few nice gaps in the spreadsheet now.5 -
#33 first overpayment for 2023 jan £1438
this is savings from last year ready to go when 10% reset. Big chunk end of April when part of mortgage on a fix ends already saved.
happy new year and good luck everyone.
thanks for updating.3 -
Morning all - couldn't resist making my first OP savings of £400 new year + new motivation
So that's #57 - £400/£10800I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
#8 here: Regular OP of £25.88 has gone out
Jan OP = £25.88- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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#25 here tiny overpayment of £9 made.
Happy new year to you all, hope it is full of fun, good health and plenty of overpayments2024 decluttering Campaign
12/366 bags decluttered
7/24 🐸 in February
1/31 🐸 in March
5/24 large items decluttered
100/2024 items decluttered
6 items in
🏅 🏅
Ds 🏅
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Could I stay #27 please? Although happy to be another number if it’s been reallocated!My target is £2023 😁
thank you Julicorn for looking after the challenge again 💐MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0002 -
#6 first OP is £7.45 (thanks Prolific).Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
No 7 reporting my first OP of the year of £100. I have a new OP/savings plan so it feels very strange transferring different amounts of money.Thanks julicornMFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0002 -
Hi julicorn
thanks so much for this challenge, it really helped me last year. I'd like to rejoin please.
I am happy with my previous number (81) or a new number. My OP target is £4000 by easter
Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
Deni_debt-free_dreamer said:Hi julicorn
thanks so much for this challenge, it really helped me last year. I'd like to rejoin please.
I am happy with my previous number (81) or a new number. My OP target is £4000 by easter
Deni x1
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