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2023 Mortgage-Free Wannabes

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  • thanks, I'll update my signature x
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • Evening all, first OP for me for the year -some quarterly interest that arrived slightly unexpectedly in another account!  

    #39 with Jan OP of £128.29 

    Thanks julicorn, and Happy New Year all! 
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • Hi, I’d like to join again this year with a target of £2000.
    I didn't quite meet my target last year due to lots of additional expenses (new roof, windows and oven 💸😳!) but hopeful 2023 is going to be a better financial year!
    Thanks Julicorn 
    Merry #64 - don’t mind keeping or changing my number ☺️
    Mortgage free wannabe #58
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm off the starting block. #66 with an overpayment of £300 for January :)
    Mortgage-free wannabe 2025 £571/3000
  • Morning!

    Just reporting in with my regular rounded up payment of £67.32 which goes out via my DD> We are out of the starting blocks - Whoop!

    Thanks @julicorn

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, I’d like to join again this year with a target of £2000.
    I didn't quite meet my target last year due to lots of additional expenses (new roof, windows and oven 💸😳!) but hopeful 2023 is going to be a better financial year!
    Thanks Julicorn 
    Merry #64 - don’t mind keeping or changing my number ☺️
    That's great, I've moved you up to #17 :)
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Well I best get the year started off! £120 for #27 please Julicorn 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Hiya can I sign up again. I was no 72. Will set a goal of £2500 but aim for higher. Thanks for setting this up again julicorn
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    #14 checking in with £100 op for January.  Thanks for the updates @julicorn
    Happy New Year everyone x
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 starting off early, Jan OP of £741.68 please Julicorn. X

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

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