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2023 Mortgage-Free Wannabes
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twinklie said:julicorn said:Gaffs_gaff said:Hello Julicorn,
#54 here 👋
I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬
I’d like to set a low target of £600, just for a little motivation.
Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏
Thank you for running the challenge again 😊We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it low I think at a nice round £1,000.
Anything else would be a happy accident. 😁2 -
Gaffs_gaff said:twinklie said:julicorn said:Gaffs_gaff said:Hello Julicorn,
#54 here 👋
I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬
I’d like to set a low target of £600, just for a little motivation.
Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏
Thank you for running the challenge again 😊We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it low I think at a nice round £1,000.
Anything else would be a happy accident. 😁Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Hi Julicorn, I've changed my mind and I'm not going to join for 2023. Sorry, but I'm dithering about saving or OPing and so am going to give it a miss for a while.
My number was #47 for 2022.
Good luck to everyone, I'll be following people's journeys from the sidelines.
Sandy
"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
Hi julicorn,
Thanks for doing all this again it’s much appreciated, can I join with a target of £6,000 please this year.
I was 84 last year but I don’t mind what number I have 😊2 -
Hi Julicorn,I was #29 in the 2022 challenge.Would be happy to keep that number if still available or be assigned a new one if it isn't.Target for 2023 = £3,0002
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Hi @julicorn can I sign up again? This year I'm going to aim low because there is so much going on - can I go with £2400?
Happy to stick with my 2022 number of #26 or feel free to move me around to tidy the spreadsheet - whatever is easiest for youSmall OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!2 -
Hi Julicorn, I was #69 for 2022. Please can I set a target of £3,000 for 2023, thank you so much 🙏❤️SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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#22 signing in for 2023 with a target of £7980Thanks and have a great new year everyone & thanks julicorn!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...2 -
Could I join please? Target of £3,000MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5002 -
Searching_for_Home said:Hi,
I wrote an introduction post but it seems to have disappeared. I’d really like to join the challenge please; I’m new to the MFW mindset but really keen! Please can you put me down for
£3000 overpayment target?Thank you!2
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