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2023 Mortgage-Free Wannabes

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  • twinklie said:
    julicorn said:
    Hello Julicorn,

    #54 here 👋

    I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬

    I’d like to set a low target of £600, just for a little motivation.

    Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏 

    Thank you for running the challenge again 😊
    Hi there, thank you for joining again! #6 is currently still reserved, but if you post again on the 1st of January then we can see if @twinklie has claimed it in the meantime :) 
    Hi sorry to be a party pooper but can I keep #6 please. 

    We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it low I think at a nice round £1,000.

    Anything else would be a happy accident. 😁
    How dare you not allow me to steal your number?! Pfftt… the sooner you pay off your mortgage, the better 😊😂
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    twinklie said:
    julicorn said:
    Hello Julicorn,

    #54 here 👋

    I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬

    I’d like to set a low target of £600, just for a little motivation.

    Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏 

    Thank you for running the challenge again 😊
    Hi there, thank you for joining again! #6 is currently still reserved, but if you post again on the 1st of January then we can see if @twinklie has claimed it in the meantime :) 
    Hi sorry to be a party pooper but can I keep #6 please. 

    We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it low I think at a nice round £1,000.

    Anything else would be a happy accident. 😁
    How dare you not allow me to steal your number?! Pfftt… the sooner you pay off your mortgage, the better 😊😂
    I’ll try my best! :lol:
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Hi Julicorn, I've changed my mind and I'm not going to join for 2023.  Sorry, but I'm dithering about saving or OPing and so am going to give it a miss for a while.

    My number was #47 for 2022.

    Good luck to everyone, I'll be following people's journeys from the sidelines.

    Sandy
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • CountryRoads
    CountryRoads Posts: 15 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 31 December 2022 at 7:53PM
    Hi julicorn,

    Thanks for doing all this again it’s much appreciated, can I join with a target of £6,000 please this year. 

    I was 84 last year but I don’t mind what number I have 😊
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Hi Julicorn,
    I was #29 in the 2022 challenge.
    Would be happy to keep that number if still available or be assigned a new one if it isn't.
    Target for 2023 = £3,000
  • Hi @julicorn can I sign up again? This year I'm going to aim low because there is so much going on - can I go with £2400?

    Happy to stick with my 2022 number of #26 or feel free to move me around to tidy the spreadsheet - whatever is easiest for you :)
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn, I was #69 for 2022.  Please can I set a target of £3,000 for 2023, thank you so much 🙏❤️
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 signing in for 2023 with a target of £7980
    Thanks and have a great new year everyone & thanks julicorn!  B)
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Could I join please? Target of £3,000
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, 

    I wrote an introduction post but it seems to have disappeared. I’d really like to join the challenge please; I’m new to the MFW mindset but really keen! Please can you put me down for 

    £3000 overpayment target? 

    Thank you! 
    Absolutely, welcome to the challenge! I've given you #68 :)
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