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2023 Mortgage-Free Wannabes
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_WorldTraveller_ said:Hello there,
I'd be delighted to take part again and will take any number going.
I'm going to put a stretch target of £15,000 (eek!!!) and have standing order all set up and ready to go.
Good luck everyone in their respective targets.1 -
FlacosFloozie said:Hi Julicorn,Thanks for running this again. I'd like to join with a target of £4500 for next year. I was #79 last time but happy to change if its easier.1
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Hi,
I wrote an introduction post but it seems to have disappeared. I’d really like to join the challenge please; I’m new to the MFW mindset but really keen! Please can you put me down for
£3000 overpayment target?Thank you!2 -
julicorn said:That's great, thanks for joining again! I've moved you up to #56 and also adjusted your 'months in challenge', so the spreadsheet doesn't make it look like you're way behind your goal for the first half of the year.
Thank you so much for that, I was worried I'll get demotivated by that red field stating that I'm slipping behind my targetYou are the queen of spreadsheets @julicorn !
We took £83795 mortgage in June 2018Left to pay on mortgage: £51821.20Original end date: June 2037Now: September 2033Target: pay off by December 2025Mortgage Free Wannabe 2022 #90 £13000/£11000Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renewsMFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025Love people and use things because the opposite never works2 -
Hello everyone, I’ve just joined ( after lurking for a while), please can I join with a target of £12,000, thanksI’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.3
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Hello, ElmoR back again for more!Can I please jump aboard for another year? Happy to stay as number 45 if it's still available.This year the target is £4000. My MLW budget planner says it is possible, so let's test that...Thanks julicorn2
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julicorn said:Gaffs_gaff said:Hello Julicorn,
#54 here 👋
I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬
I’d like to set a low target of £600, just for a little motivation.
Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏
Thank you for running the challenge again 😊We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it at a nice round £2,000.
Anything else would be a happy accident. 😁Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Hi Julicorn. Thanks for running again. Can I please keep no. 86? I promise I'll update more regularly this year!
Only looking at token OP's this year due to mat leave from May and trying to build a bigger cash reserve, so can you please put me down for £2400 as aiming for £200 a month.
Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.472 -
Hello julicorn, thanks for the new thread and for running the challenge again this year.
I'd like to keep no. 10; my target for 2023 is £25,000.Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0002
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