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2023 Mortgage-Free Wannabes
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_WorldTraveller_ said:Hello there,
I'd be delighted to take part again and will take any number going.
I'm going to put a stretch target of £15,000 (eek!!!) and have standing order all set up and ready to go.
Good luck everyone in their respective targets.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot1 -
FlacosFloozie said:Hi Julicorn,Thanks for running this again. I'd like to join with a target of £4500 for next year. I was #79 last time but happy to change if its easier.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot1 -
becky170 said:Hi Julicorn, can I join in this year? I had a break from overpayments this year but we are ready to start again in 2023. Can I have a target of £3600 for 2023? Thanks for running the thread again! BeckyOriginal mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot2 -
Hi,
I wrote an introduction post but it seems to have disappeared. I’d really like to join the challenge please; I’m new to the MFW mindset but really keen! Please can you put me down for
£3000 overpayment target?Thank you!2 -
julicorn said:That's great, thanks for joining again! I've moved you up to #56 and also adjusted your 'months in challenge', so the spreadsheet doesn't make it look like you're way behind your goal for the first half of the year.
Thank you so much for that, I was worried I'll get demotivated by that red field stating that I'm slipping behind my target You are the queen of spreadsheets @julicorn !We took £83795 mortgage in June 2018Left to pay on mortgage: £51821.20Original end date: June 2037Now: September 2033Target: pay off by December 2025Mortgage Free Wannabe 2022 #90 £13000/£11000Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renewsMFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025Love people and use things because the opposite never works2 -
Hello everyone, I’ve just joined ( after lurking for a while), please can I join with a target of £12,000, thanks3
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Hello, ElmoR back again for more!Can I please jump aboard for another year? Happy to stay as number 45 if it's still available.This year the target is £4000. My MLW budget planner says it is possible, so let's test that...Thanks julicorn2
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julicorn said:Gaffs_gaff said:Hello Julicorn,
#54 here 👋
I’d like to continue with the challenge, but I will be on zero pay maternity leave for the first 6 months of the year 😬
I’d like to set a low target of £600, just for a little motivation.
Happy to move numbers or stick with #54. If #6 becomes available, I’d love that please 🙏
Thank you for running the challenge again 😊We are remortgaging this year and have some home improvements planned. Soooo I’m not sure what my OPs will look like. So I’m going to keep it at a nice round £2,000.
Anything else would be a happy accident. 😁Reduction in daily mortgage interest since October 23 - £0.71 (started new mortgage)
% of house owned/% of mortgage paid off. May 24 - 33.58%/25.80%
MFiT-T6 #5
MFW 2024 #6
MF Date: Oct 37 May 372 -
Hi Julicorn. Thanks for running again. Can I please keep no. 86? I promise I'll update more regularly this year!
Only looking at token OP's this year due to mat leave from May and trying to build a bigger cash reserve, so can you please put me down for £2400 as aiming for £200 a month .
Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £207,243.66Overpayments since 27.03.19: £46,161.462 -
Hello julicorn, thanks for the new thread and for running the challenge again this year.
I'd like to keep no. 10; my target for 2023 is £25,000.Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0002
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