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The 365 Day 1p Challenge 2023

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  • Hello all! Can I please join the challenge too? After giving it a bit of thought I will be working it backwards, so saving £108.50 in January, etc. Starting 1 Jan please. Good luck everyone!
    MFW 2023 #58: £147.35/£2400
    365 Day 1p challenge #23: £108.50/£667.95
    Pay off your debt by XMAS 2023 #11: £579.93/£7350

    Mortgage Jan23: £172,000
  • jintyb
    jintyb Posts: 1,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you for setting up this challenge. Can you please add me?
    I’m saving for Christmas 2023. I’ve set up my Monzo account, so here goes! 


    you will always be rich enough to be generous.
  • Welcome to all newcomers and our latest additions are as follows:

    22  krustylouise
    23  she_always_has_a_plan
    24  jintyb
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Hi All

    I'd like to join please, although I actually started this challenge on 1st November as I cash in at the end of October to provide Christmas and holiday money.  I do the adhoc amounts each day, using change from my purse.  I completed the challenge last year and some of that is now spending money for Tenerife next week :smiley:

    Good luck everyone!

    MvTMM
    Mortgage (Nov 20- NOV 39)  originally £130,999 (Interest only) NOW £104,774 (approx 78% equity)
    Over payments 2020 £750/£750 (Mortgage payments only start Dec 2020)
    Over payments 2021 £9,000 /£9,000  Over payments 2022 £7,629/£9,000 (£1,371 short of target)
    Over payments 2023 £2,620/£9,000 (£6,380 short of target)
    Over payments 2024 £5,406/£11,000
    Over payments 2025 £814/£5,600  (fix rate exp Dec 2025)
    Loan £13,338
    Total Savings £5376
    Premium Bonds - £838
    YBS Xmas Regular Saver - £450

  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Thank you for volunteering to do this challenge could you please add me to the list. Happy new year.
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • I am up for a challenge!  The tick sheet was very helpful.  Thank you
  • craftingmad
    craftingmad Posts: 3,359 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Please may I join?

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    edited 28 December 2022 at 5:17PM
    Can I join please. I think I may have started last year but feel off the wagon after I was in hopsital for quite a bit of time. 

    Im just going to print the sheet off and choose a random amount every day. I am going to do the challenge a bit different and instead of putting my payments in a savings account, I am going to pay it off my Credit Card balance. 
    PAYDBC24 #8 ~ £10188.21
  •  yes please - my spending money for Christmas in South Africa 😇
    Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!

    2025 Fashion on a ration - 9/66
  • Hello, could I join please? I never have cash anymore so will be using an online savings account. 
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