I'd like to join in too please. I'm intending to start from 1st December so hope to put away £4.96 at the end of the month. I haven't done this before so any number is fine with me.
Oooh I'm getting excited by doing this with others properly this time. I don't know what nonsense I got on with last time, but the pot is going well so far 😁.
@enthusiasticsaver, I put my money aside whenever I get some income (which is staggered throughout the month), so I'll post here as I've made those payments. Mine is done based on random amounts. Can I please update my balance with what I have saved so far? If so, it's £98.31. Thanks x
How exciting. My first update and that is a great result so far. I have updated the sheet so you are up and running. Sounds like you have found a system that works for you. Struggling to insert formulas on my phone so nothing showing in total yet for you but will do on my laptop later. Well done 👏🏻👏🏻
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. Save £12k in 2023 Challenge #8 £12,000/£6500 The 365 day 1p Challenge 2023 #1 £670.00/£100.00 The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
I'd like to join in too please. I'm intending to start from 1st December so hope to put away £4.96 at the end of the month. I haven't done this before so any number is fine with me.
Excellent. You are number 15. Looks like you and I will be following a similar plan as I will be doing the same amount but in the 1st January. I have put your name on the sheet.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. Save £12k in 2023 Challenge #8 £12,000/£6500 The 365 day 1p Challenge 2023 #1 £670.00/£100.00 The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
I do pay date to pay date so I have paid Jan 1-26th (December was paid in full on 27th November for the 2022 challenge). So currently I have £3.51 in there.
Last year I did it backwards but I am opting for forwards this year LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...
Ill join in with this and am able to help if you get any issues, can I take #7
Westie983
That’s great @Westie983 and yes you can take #7. Thanks for the offer of help if needed and will bear in mind. Are you saving 1 January to 31 December or are you combining with sealed pot challenge too?
I'll do jan - Dec
Westie983
I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forum[email protected] All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2023 #58 Total (£4500.00) £250.00/£5000 = 5.00%
Sealed Pot Challenge ~16 #24 Total (£300.00) £25.00/£500 = 5.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £52.00/£365 = 14.24%
Virtual Sealed Pot #1 Total (£500) £150.00/£500 = 30.00%
£2 Savers Club 2023 #17 Total (£25.00) £4/£300 = 1.33%
The 365 1p Challenge 2023 #7 Total £198.24/£365 = 54.31%
I do pay date to pay date so I have paid Jan 1-26th (December was paid in full on 27th November for the 2022 challenge). So currently I have £3.51 in there.
Last year I did it backwards but I am opting for forwards this year LMD x
I have updated the sheet for you LMD. I have opted for forwards too.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. Save £12k in 2023 Challenge #8 £12,000/£6500 The 365 day 1p Challenge 2023 #1 £670.00/£100.00 The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Can I join in please? Hoping to work it backwards starting with £3.65 1st Jan 2023 ending 31st December 2023
Welcome. You are number 16 and look forward to seeing your progress.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. Save £12k in 2023 Challenge #8 £12,000/£6500 The 365 day 1p Challenge 2023 #1 £670.00/£100.00 The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Hi ES - can you add me. I like the idea of random amounts throughout the year. I'm tempted to go old school and use actual cash - we are planning a holiday to see my brother in a different time zone in 2024 - this will be a nice amount of spends. Any number will do
I think I saw you in an ice-cream parlour/Drinking milk shakes cold & long/Smiling & waving & looking so fine
2022 Achievements: Mortgage Neutral, Net Debt Free, EF filled, Retirement Planned, More Unfit, Heavier
2023 Targets (as of 1/1/23): Steps-23K/2500K - Weight - 0lbs/24 - Savings-#57-MFW £400/£10800 - #17-365x1p 1p/£667.95
2023 Achievements (as of 1/1/23): 5km (treadmill)-51'39" - 2km C2 Erg -9'54 - R-Day 272 Days - PMA Save/Earn - £135
I'm a Forum Ambassador and I support the Forum Team on the Over 50s, DFW and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
Replies
Save £12k in 2023 Challenge #8 £12,000/£6500
The 365 day 1p Challenge 2023 #1 £670.00/£100.00
The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Save £12k in 2023 Challenge #8 £12,000/£6500
The 365 day 1p Challenge 2023 #1 £670.00/£100.00
The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Last year I did it backwards but I am opting for forwards this year
LMD x
Hoping to work it backwards starting with £3.65 1st Jan 2023 ending 31st December 2023
Westie983
Save £12k in 2023 Challenge #8 £12,000/£6500
The 365 day 1p Challenge 2023 #1 £670.00/£100.00
The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Save £12k in 2023 Challenge #8 £12,000/£6500
The 365 day 1p Challenge 2023 #1 £670.00/£100.00
The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
Debt Tracking Restart Take 2 from 01/08/2022 = £22,189.87 (8 creditors) So, on 27/03/2023 = £8,442.04/£22,182.54 (5 creditors) = 38.04% repaid Aiming to be Debt Free = 31/12/2025
THE BURDEN RESTART TRACKER:- Bank of Mum 3 - school fees (£1,700/£4,800) 35.42% repaid || Barclaycard (£2,387.80/£9,587.80) 24.90% repaid || Creation (£581.36/£1,070) 54.33% repaid || MBNA (£800/£3,000) 26.67% repaid || Sky Mobile (£246.84/£1,006.03) 24.54% repaid
🎉 TUI (£2,276.04/£2,276.04) 100% repaid || Bank of Mum 1 - car (£150/£150) 100% repaid || Bank of Mum 2 - family holiday (£300/£300) 100% repaid 🎉
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2023 SAVINGS TARGETS:- Noose PAD Pot Phase 1= £0/£845.34 (0% saved) || Globetrotter Travel Pot = £1.67/£700 (0.24%) || Emergency Fund = £503.53/£1,000 (49.35% saved) 2023 SAVINGS CHALLENGES:- #5 Penny Challenge = £129.29/£670 (19.30%) SPC 16 #79 - target of £500 || #2 25 Envelope Challenge = 9/25 2023 DEBT FREE CHALLENGES:- #42 Debt Free Before Xmas 2023 = £1,741.62/£6,000 (29.03%)
2022 Achievements: Mortgage Neutral, Net Debt Free, EF filled, Retirement Planned, More Unfit, Heavier
2023 Targets (as of 1/1/23): Steps-23K/2500K - Weight - 0lbs/24 - Savings-#57-MFW £400/£10800 - #17-365x1p 1p/£667.95
2023 Achievements (as of 1/1/23): 5km (treadmill)-51'39" - 2km C2 Erg -9'54 - R-Day 272 Days - PMA Save/Earn - £135
I'm a Forum Ambassador and I support the Forum Team on the Over 50s, DFW and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.