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The 365 Day 1p Challenge 2023

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  • MSE_Molly said:
    Hi everyone! Great to see this going again! Pop me down please @enthusiasticsaver! I'll go for number 13 please :smile: I'll try and suss out who's also getting involved in MSE Towers! I will let you all know when the blog is updated for this year too in the next few days :smile:
    Excellent and lovely to see you @MSE_Molly.  I loved the blog and look forward to seeing the updated one. 

    You are #13 and hope it is lucky for you  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Count me in please!! Don’t think I got a number last year but happy with whatever I get given. I’ve been paid today so I have already popped 1-26 Jan amounts into a pot! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Can I join please? I am already doing the Christmas saving challenge, so if I start this one, the money can go to something else at the end of the year.  Don't mind what number I am. Thanks
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Count me in please!! Don’t think I got a number last year but happy with whatever I get given. I’ve been paid today so I have already popped 1-26 Jan amounts into a pot! 
    LMD x
    Great to see you and you are number 11.  Great you have already started.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Can I join please? I am already doing the Christmas saving challenge, so if I start this one, the money can go to something else at the end of the year.  Don't mind what number I am. Thanks
    Of course you are very welcome.  You are number 12
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Can I join please? This will be my 1st challenge. 
    Do we share a spreadsheet or each do their own? 

  • Welcome to all  new savers.  You are all awesome and hopefully we can all save a decent amount individually and as a group.  

    If you do the challenge as per the MSE directions the amount for each calendar month are as below.  However this is your challenge and there is no onus on you to save in this way or fix on the total amount or end date.  If you want to report as we go along though I am happy to record this on a sheet and the link will be on post number 1 at the top of this thread. 

    If you want the end date or target saved to be altered just let me know ideally in bold on the thread.
    If you want to report amounts as we go either monthly, weekly or whenever please type in bold on your posts so I can easily spot them and can update the sheet with total amount saved so far. 

    January         4.96
    February      12.74
    March          23.25
    April             31.65
    May             42.16
    June            49.95
    July              61.07
    August         70.68
    September   77.55
    October        89.59
    November    95.85
    December  108.50
    TOTAL        667.95




    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Can I join please? This will be my 1st challenge. 
    Do we share a spreadsheet or each do their own? 

    Yes of course you may join and you will be number 14 if that is ok.

    I have just put a link to a spreadsheet on post number 1 of this thread and I am happy to update as we go along.  Obviously if you prefer to do your own you can do this instead  or as well as the group challenge spreadsheet. 

    Personally I have just printed the chart (also found in post 1) and intend to tick off the days and report a weekly/monthly  amount saved into a virtual savings space. Others are doing cash in a sealed pot so whatever works for you. 

    The only amount showing for each member on the spreadsheet will be the total saved since the beginning of the challenge. I will try and  update weekly to start with. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Count me in please!! Don’t think I got a number last year but happy with whatever I get given. I’ve been paid today so I have already popped 1-26 Jan amounts into a pot! 
    LMD x
    Great to see you and you are number 11.  Great you have already started.  
    Thank you!!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,849 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Oooh I'm getting excited by doing this with others properly this time. I don't know what nonsense I got on with last time, but the pot is going well so far 😁.

    @enthusiasticsaver, I put my money aside whenever I get some income (which is staggered throughout the month), so I'll post here as I've made those payments. Mine is done based on random amounts. Can I please update my balance with what I have saved so far? If so, it's £98.31. Thanks x

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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