The 365 Day 1p Challenge 2023

edited 23 February at 10:33PM in Debt-free wannabe challenges
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  • KeedieKeedie Forumite
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    Thanks @enthusiasticsaver, I've added it to my signature
    Debt Free Diary:- The Mental Debt Struggle... https://forums.moneysavingexpert.com/discussion/6364598/the-mental-debt-struggle/p1?new=1
    Debt Tracking Restart Take 2 from 01/08/2022 = £22,189.87 (8 creditors) So, on 27/03/2023 = £8,442.04/£22,182.54 (5 creditors) = 38.04% repaid Aiming to be Debt Free = 31/12/2025
    THE BURDEN RESTART TRACKER:- Bank of Mum 3 - school fees (£1,700/£4,800) 35.42% repaid || Barclaycard (£2,387.80/£9,587.80) 24.90% repaid || Creation (£581.36/£1,070) 54.33% repaid || MBNA (£800/£3,000) 26.67% repaid || Sky Mobile (£246.84/£1,006.03) 24.54% repaid
    🎉 TUI (£2,276.04/£2,276.04) 100% repaid || Bank of Mum 1 - car (£150/£150) 100% repaid || Bank of Mum 2 - family holiday (£300/£300) 100% repaid 🎉
    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2023 SAVINGS TARGETS:- Noose PAD Pot Phase 1= £0/£845.34 (0% saved) || Globetrotter Travel Pot = £1.67/£700 (0.24%) || Emergency Fund = £503.53/£1,000 (49.35% saved) 2023 SAVINGS CHALLENGES:- #5 Penny Challenge = £129.29/£670 (19.30%) SPC 16 #79 - target of £500 || #2 25 Envelope Challenge = 9/25 2023 DEBT FREE CHALLENGES:- #42 Debt Free Before Xmas 2023 = £1,741.62/£6,000 (29.03%)
  • AntoMacAntoMac Forumite
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    Hello @enthusiasticsaver
    Would you mind putting me on the same date as Keedie as I too would like to declare this as part of my Sealed Pot challenge total on 26 October 23?
    Many thanks
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    AntoMac said:
    Hello @enthusiasticsaver
    Would you mind putting me on the same date as Keedie as I too would like to declare this as part of my Sealed Pot challenge total on 26 October 23?
    Many thanks
    That’s fine AntoMac. I will change end date to 26 October 2023. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2023 Challenge #8 £12,000/£6500
    The 365 day 1p Challenge 2023 #1 £670.00/£100.00
    The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
  • shell16shell16 Forumite
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    Morning @enthusiasticsaver

    May I please join again this year, Im declaring in the sealed pot challenge too but will post updates here.

    Thanks
    Shell x
    New Journey, New Challenges!

    Ongoing Challenges                                                              Annual Savings - Accelerated Fund Focus
    Monthly Saving Challenge - £170/£600                                   EF - £775/£1000                                    
    1p Challenge - £271.68                                              
    Starling Savings Pot - £78                                                      
                                                                                                    Long Term Savings - Accelerated Fund Focus
    MSE Challenges
                                                                        Bedroom Revamp - £319/£3000 
    #18 - Saving for Xmas 2023 - £0/£1250                                 Girls Savings - £30/£360     
    #49 - SPC16
                                                                                                   

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

    My Old 'Debt Diary - Debt and Budget (Reset) plan — MoneySavingExpert Forum
    My New Diary - I can see the light at the end of the tunnel, now my saving journey begins! — MoneySavingExpert Forum
    I run this challenge - PAY ALL YOUR DEBT OFF BY XMAS 2023 — MoneySavingExpert Forum
  • Westie983Westie983 Forumite, Ambassador
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    Hi,

    Ill join in with this and am able to help if you get any issues, can I take #7 

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £250.00/£5000 = 5.00%
    Sealed Pot Challenge ~16 #24 Total (£300.00) £25.00/£500 = 5.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £52.00/£365 = 14.24%
    Virtual Sealed Pot #1 Total (£500) £150.00/£500 = 30.00%
    £2 Savers Club 2023 #17 Total (£25.00) £4/£300 = 1.33%
    The 365 1p Challenge 2023 #7 Total £198.24/£365 = 54.31%
    Total £679.24/£7030 = 9.66%
  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    Westie983 said:
    Hi,

    Ill join in with this and am able to help if you get any issues, can I take #7 

    Westie983
    That’s great @Westie983 and yes you can take #7. Thanks for the offer of help if needed and will bear in mind. Are you saving 1 January to 31 December or are you combining with sealed pot challenge too? 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2023 Challenge #8 £12,000/£6500
    The 365 day 1p Challenge 2023 #1 £670.00/£100.00
    The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
  • edited 20 December 2022 at 12:54PM
    enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    edited 20 December 2022 at 12:54PM
    shell16 said:
    Morning @enthusiasticsaver

    May I please join again this year, Im declaring in the sealed pot challenge too but will post updates here.

    Thanks
    Shell x
    Happy you can join us again. Are you declaring 26 October to combine with sealed pot challenge?

    You can either be #8 or I can give you #19 so same as this year? 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2023 Challenge #8 £12,000/£6500
    The 365 day 1p Challenge 2023 #1 £670.00/£100.00
    The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
  • makingmehappymakingmehappy Forumite
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    Hello everyone, thank you for running the challenge @enthusiasticsaver.

    Can I join, please? I'll be adding random amounts of cash to my Save £1 a day for Xmas tin, and ticking it off on the sheet. Because I'm using the same tin as the £1 a day challenge, can I have the start date of 1st December and end date of 30th November, please?
    Don't worry about calming the storm. Calm yourself, the storm will pass.


  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    Hello everyone, thank you for running the challenge @enthusiasticsaver.

    Can I join, please? I'll be adding random amounts of cash to my Save £1 a day for Xmas tin, and ticking it off on the sheet. Because I'm using the same tin as the £1 a day challenge, can I have the start date of 1st December and end date of 30th November, please?
    That is fine.  Are you ok with being #10?  I will note you want a finish date of 30 November and will be putting up a spreadsheet with the target dates and amounts by January.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2023 Challenge #8 £12,000/£6500
    The 365 day 1p Challenge 2023 #1 £670.00/£100.00
    The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
  • MSE_MollyMSE_Molly MSE Staff
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    Hi everyone! Great to see this going again! Pop me down please @enthusiasticsaver! I'll go for number 13 please :smile: I'll try and suss out who's also getting involved in MSE Towers! I will let you all know when the blog is updated for this year too in the next few days :smile:
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