Friend has paid off last advance payment and needs to apply for another

poppy12345

Standingstrong said:

poppy12345 said:

You said your friend is working. How much earnings do they receive each month and how long have they been working?

Hi all had her on phone to me this morning it shows as repaid but they said got to wait 5 days to re apply ? Cant she just phone up today ?  

If she can't apply for 5 days then there's nothing more she can do. You still haven't answered the question i asked here.

poppy12345 said:

You said your friend is working. How much earnings do they receive each month and how long have they been working?

Standingstrong

elsien said:

Standingstrong said:

Grumpelstiltskin said:

If your friend is on Universal Credit she shouldn't be using that money to pay vultures like Lowell.

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She should stop paying them and use her money for important things like Rent, Utilities food etc.

OK That won't solve her immediate problem but if she does sort her debts out it hopefully will stop the vicious circle of advances..

She is not paying her Lowell’s with her uc money she pays her rent through it. 

You are missing the point. 

If her universal credit money pays the rent, then that implies that the food and heating money that she is currently lacking would normally come from her wages. Is she not expecting her wages to come through this week as many places are paying early before Christmas? 

Either way if she hasn’t got food because she’s paying Lowell’s it really is academic whether the money is coming from her universal credit or her wages. Either way she can’t afford to pay them and she needs to re-look at how she is managing her money. 

Your friend is coming across  as someone who is consistently in debt and relying on advance loans but not being willing to do anything to address the problem and its root cause as already suggested by other posters. 

If you can get her to focus on proper budgeting and some sort of debt management  solution rather than when she can get her next advance payment he would be doing her a favour in the long run. 

And to answer your last query, if she has already phoned them and ask the question and they have said no, I’m not sure what else you expect posters on here to advise?
If she needs food so urgently then can she get a referral to a food bank?

I’ve told her to do a debt management plan .. 

ive Said to her also i cant keep helping either SHE has to get out the cycle 

she pays her rent with the uc money that’s done every month. It’s just surviving after she struggled with 

but I will start to get her out of this cycle 

Standingstrong

poppy12345 said:

Standingstrong said:

poppy12345 said:

You said your friend is working. How much earnings do they receive each month and how long have they been working?

Hi all had her on phone to me this morning it shows as repaid but they said got to wait 5 days to re apply ? Cant she just phone up today ?  

If she can't apply for 5 days then there's nothing more she can do. You still haven't answered the question i asked here.

poppy12345 said:

You said your friend is working. How much earnings do they receive each month and how long have they been working?

She got it anyways .