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December 2022: The Turtles do the Cha Cha Cha
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@abundant1972 That is a brilliant mantra. It's good to look back occasionally to reflect and learn, but most people like me dwell on the past and it hinders moving forward.
Not really ticking a lot of boxes here in terms of productivity, planning or self-care. But in contrast to the past where that would make me give up or beat myself up, I focus on the positive and things I have done. With a little nonjudgmental reflection why others weren't done.
Glad to be back here. Loads of food for thought and inspiration.
DEBT 02/25: total £6100 Debt free date 12/2510 -
First snow, kids were so excited. Probably need to go top up shopping today. Will write a small list of to do for tonight.
Have a good day and stay warmDEBT 02/25: total £6100 Debt free date 12/2510 -
It is currently -2 in LeShire at 9am.. DS3 is still riding his bike to school, nothing is going to stop him except the White Stuff, of which as yet we have none. The heating is on.
I think DH is hiding under the duvet, possibly until Spring. Not seen him yet at all. How the other half lives! Really must get on with starting the Christmas shopping at some point.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******10 -
Morning turtles
reporting my first NSD finally for yesterday!
Today I’ll mostly be doing my last bits of packing for Munich tomorrow… I will have an early start.Grateful for a lie in and watching tv in bed, for good food. Enjoy the snow if you have it!!Student loan £5655
House deposit €32,667K/€40k11 -
Snow here today!
Happy new mattress day to me
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.11 -
"If you stay positive in a negative situation, you win."
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!9 -
This is something I am very bad at.apple_muncher said:"If you stay positive in a negative situation, you win."I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
It is happy new mattress day.
Miss Summer could not wait to explore!
In other news had the first post in over a week.
I have been awarded PIP from later this month & my DLA will stop.
I am keeping the car & have been awarded a care componnent.
Pleased with this outcome though dissapointed there is no back money from when I notified of a change of circumstances. But, overall a good result & I am pleased.
Have to say this really emphazises the need for good & up to date medical evidence.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.11 -
Today I am grateful for taking myself out on a lovely walk, for an awesome moon, for getting an interview (whoop, whoop!!), for selling a few more knitted items, for the impact that hanging a duvet and a thin old sheet round the stairwell have had on the heat downstairs (aesthetically it's a mess, but even DH has noticed the improvement in temperature).
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!10 -
I hung a silver velvet curtain at the foot of our stairs (how very northern of me!) at the start of the year, and one at the ugly 1970s full glazed front door, and it makes a huge difference @apple_muncher . I used my survey vouchers for that old BIG RIVER store so it cost me a few pence, literally.Because I was annoyed at myself for working 4 hours extra yesterday when asked, I bought myself a big old mirror for the top of the stairs today, and it is going to look fab. Took DH with me so he could carry it home
. £30 in the sale in a charity shop, it is nearly 5 feet tall and 4 feet wide, in a thick pine frame. I am very happy with it. Scored a load of 20p bread, hot cross buns, and mushrooms from Herr L, did a trawl of 8 charity shops but only spent £3.50, went volunteering, came home, and so felt quite justified in going back to another c/shop to nab the mirror I spotted yesterday. It is going to bounce the light around in the stairwell, so should make a huge difference. Also saw an old solid wood chest of drawers for £35 that had really ugly drawer pulls, but they can be replaced, and it was a nice shape. I think I might go back in the morning and nab that too. I cannot go on living out of 3 small drawers. I want order!! and boots! Order and Boots!Cooked tea, and stayed in the kitchen while the oven was on, and kept warmer by doing the washing up.I am cha-cha-changing my living environment. I read somewhere (years ago) that overweight people have fewer large mirrors in their houses than slim people. Well if that is all it takes, then even I can do that! Easy fix, here I come4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******9
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