Co-operative Refer a Friend Switching Offer £125 (Nov 2022)

bristolleedsfan

gele said:

Hi I have looked through this thread so apologies if I missed it but I'm trying to work out at what point I can fill in the friend referral form. My husband is referring me as he has an account already. I have opened an account, registered for online banking and have received my debit card but not yet the pin. When I applied via switching service they gave me a date of 8th March. Im switching from Nationwide but have heard nothing from them as yet. Is it too early to fill in the form as the switch has not gone through yet?

Complete referral form as soon as get account details through the post being as that is what it now says to do on referral claim form.

Alex9384

Middle_of_the_Road said:

Alex9384 said:

Mine is a Schrodinger's account then. It was open and not open at the same time, until I rang them up to find out. 

  best post of the year 

Thanks

pistonbroke1

just been referred to coop by my daughter and was keen to take advantage of the referral offer but, having read the t and c's,i note that Smile accounts are excluded from the offer itself, which i was aware of. However, I do have an old dormant Smile account and one of the additional terms and terms and conditions, says, must not hold "any coop a/c"  (not have held) which i assume includes "smile"   Opinions welcome about my eligibility for the referral if I close my existing Smile account and then apply for a new eligible a/c.  What do we reckon guys?

grumbler

pistonbroke1 said:

 Opinions welcome about my eligibility for the referral if I close my existing Smile account and then apply for a new eligible a/c.  What do we reckon guys?

IIRC (read the thread), the T&C are ambiguous and many people that closed their Coop accounts before re-applying were rejected with the bonus. If so, closing your Smile account changes nothing - you are either eligible for the bonus or not.

I received the bonus and I did have Smile account in the past, but switched it long time ago, more than 3 years.

WillPS

I've referred people who have open Smile accounts and we both got the bonus.

Zanderman

pistonbroke1 said:

just been referred to coop by my daughter and was keen to take advantage of the referral offer but, having read the t and c's,i note that Smile accounts are excluded from the offer itself, which i was aware of. However, I do have an old dormant Smile account and one of the additional terms and terms and conditions, says, must not hold "any coop a/c"  (not have held) which i assume includes "smile"   Opinions welcome about my eligibility for the referral if I close my existing Smile account and then apply for a new eligible a/c.  What do we reckon guys?

Having a Smile account does not make you ineligible. If it did it would say so explicitly.
There's absolutely no point in closing the Smile account first. Just open a Coop one.
I speak from experience!

WLewer98

My friend switched to Co-op bank last week. Could I benefit from this offer by opening an account today and referring them? Would it look weird if the Referrer's account is newer than the Recommend friend's account? TIA

Bridlington1

WLewer98 said:

My friend switched to Co-op bank last week. Could I benefit from this offer by opening an account today and referring them? Would it look weird if the Referrer's account is newer than the Recommend friend's account? TIA

It'd be safer to ask your friend to refer you if you don't already hold a Co-op account IMHO.

theonenonly

I applied for an account on Monday but haven't gotten any further notification, confirmation or paperwork yet. Is this normal

bristolleedsfan

theonenonly said:

I applied for an account on Monday but haven't gotten any further notification, confirmation or paperwork yet. Is this normal

Edit - Someone I know applied 8th February, received account details through post on 20th ...........