Co-operative Refer a Friend Switching Offer £125 (Nov 2022)

adamp87

scoey8 said:

Does anyone know if it will be safe to switch and get the referral by switching from a Starling bank account that was only opened 2 weeks ago? Any potential pitfalls? Also do you need to input the card details of the bank you are switching from or just the sortcode and account number? Thanks 

You can do that! Starling won't let you open another account with them for 6-12 months after doing this mind. You can state to Co-Op you don't have a card, but seen as Starling give you the details in the app I'd just put them in

WillPS

adamp87 said:

scoey8 said:

Does anyone know if it will be safe to switch and get the referral by switching from a Starling bank account that was only opened 2 weeks ago? Any potential pitfalls? Also do you need to input the card details of the bank you are switching from or just the sortcode and account number? Thanks 

You can do that! Starling won't let you open another account with them for 6-12 months after doing this mind. You can state to Co-Op you don't have a card, but seen as Starling give you the details in the app I'd just put them in

Don't tell Co-op you don't have a card unless you actually don't have a valid debit card.

Your losing bank will block the request and it'll just delay things. If you can get the details out of the app, do that. If you can't then request a new card before requesting a switch.

theonenonly

OK how does this work if one doesn't have any friends with a Co Op account?

Bridlington1

theonenonly said:

OK how does this work if one doesn't have any friends with a Co Op account?

It doesn't unless you can find a friend who is prepared to open a Co-op account and refer you or vice versa.

flaneurs_lobster

Bridlington1 said:

theonenonly said:

OK how does this work if one doesn't have any friends with a Co Op account?

It doesn't unless you can find a friend who is prepared to open a Co-op account and refer you or vice versa.

Friends for the purpose of referral may be made at other websites which I'm not sure if I can mention?

theonenonly

How soon after making an account can one refer someone?

WillPS

theonenonly said:

How soon after making an account can one refer someone?

As soon as you know the account is open - the best way to be sure is to wait for either a letter or email from the bank which shows your sort code and account number.

theonenonly

WillPS said:

adamp87 said:

scoey8 said:

Does anyone know if it will be safe to switch and get the referral by switching from a Starling bank account that was only opened 2 weeks ago? Any potential pitfalls? Also do you need to input the card details of the bank you are switching from or just the sortcode and account number? Thanks 

You can do that! Starling won't let you open another account with them for 6-12 months after doing this mind. You can state to Co-Op you don't have a card, but seen as Starling give you the details in the app I'd just put them in

Don't tell Co-op you don't have a card unless you actually don't have a valid debit card.

Your losing bank will block the request and it'll just delay things. If you can get the details out of the app, do that. If you can't then request a new card before requesting a switch.

Is it better to not then complete the application until the debit card comes through, even if I have the account and sortcode numbers?

WillPS

theonenonly said:

WillPS said:

adamp87 said:

scoey8 said:

Does anyone know if it will be safe to switch and get the referral by switching from a Starling bank account that was only opened 2 weeks ago? Any potential pitfalls? Also do you need to input the card details of the bank you are switching from or just the sortcode and account number? Thanks 

You can do that! Starling won't let you open another account with them for 6-12 months after doing this mind. You can state to Co-Op you don't have a card, but seen as Starling give you the details in the app I'd just put them in

Don't tell Co-op you don't have a card unless you actually don't have a valid debit card.

Your losing bank will block the request and it'll just delay things. If you can get the details out of the app, do that. If you can't then request a new card before requesting a switch.

Is it better to not then complete the application until the debit card comes through, even if I have the account and sortcode numbers?

If you have the account numbers, then the account is open and you can safely refer.

Debit card is not needed but if you have received that then the account is definitely open.

MSE_James

Just a friendly reminder that this forum's rules don't permit the exchange of referral codes or links either on public threads or by private message. Our rules also prohibit the sharing of personal information (eg names and email addresses) between users.

Feel free to discuss the Co-operative Bank's scheme but please do not offer or ask for referrals here.