Co-operative Refer a Friend Switching Offer £125 (Nov 2022)

vernall

gsmh said:

The problem with this offer is that most of us don't know anyone with a Co-operative Bank account! I'd open an account with them if I had a friend who could refer me.

Snap haha 

free_korps

I don't knowingly know anyone with an account either (wasn't whether to reach out on social media) but wondered if I opened one now could I then refer a friend straightaway or has someone already clocked the terms on this?  (Edit - doh, just realised this would mean missing out on being initially referred myself but guess it's the only option if I don't know anyone)

McCoys

Have managed to open this new account, thanks to a referral.

First annoyance: debit card activation appears to require a call centre call, sitting in a queue at the moment. Surely it should be electronic activation via the app, or similar….

clivep

McCoys said:

Have managed to open this new account, thanks to a referral.

First annoyance: debit card activation appears to require a call centre call, sitting in a queue at the moment. Surely it should be electronic activation via the app, or similar….

The card does not need activating for use in person. You only need to call them if you want to use it for CNP (cardholder not present) transactions.

Alex9384

WillPS said:

If you have the account numbers, then the account is open and you can safely refer.

Mine is a Schrodinger's account then. It was open and not open at the same time, until I rang them up to find out. I received a welcoming email on the day of application, confirming that I've been approved. Then received a welcoming letter with my account details, saying my account was now open, but still couldn't register for online banking. They told me over the phone that the account is not open yet.

bristolleedsfan

Alex9384 said:

WillPS said:

If you have the account numbers, then the account is open and you can safely refer.

 Then received a welcoming letter with my account details, saying my account was now open, but still couldn't register for online banking. They told me over the phone that the account is not open yet.

Was answer by phone correct being as previous online banking customers have no need to register for online banking, 

Myself and others having been previous customers got error message when trying to re-register for online banking, by chance we found were able to login with original credentials.

Alex9384

bristolleedsfan said:

Was answer by phone correct being as previous online banking customers have no need to register for online banking, 

Myself and others having been previous customers got error message when trying to re-register for online banking, by chance we found were able to login with original credentials.

Yes, they said not open yet and that I need to wait.

I found out earlier today that I can log in with my previous details.

Middle_of_the_Road

Alex9384 said:

WillPS said:

If you have the account numbers, then the account is open and you can safely refer.

Mine is a Schrodinger's account then. It was open and not open at the same time, until I rang them up to find out. 

  best post of the year 

gele

Hi I have looked through this thread so apologies if I missed it but I'm trying to work out at what point I can fill in the friend referral form. My husband is referring me as he has an account already. I have opened an account, registered for online banking and have received my debit card but not yet the pin. When I applied via switching service they gave me a date of 8th March. Im switching from Nationwide but have heard nothing from them as yet. Is it too early to fill in the form as the switch has not gone through yet?

gele

forgot to mention, i will be referring my daughter once I'm properly sorted [and if offer is still available] but didn't want to start that ball rolling just yet.