Co-operative Refer a Friend Switching Offer £125 (Nov 2022)

LeoMar

What_time_is_it said:

LeoMar said:

Someone I know applied on 4th Feb and the account is still not up and running, they were supposed to be my referral so looks like that’s out the window now…

That sounds like a really long time.

They got the letter from the co-op with the account details sometime last week, which stated that the application had been approved pending some additional checks. However, on trying to register for online banking, there was an error saying the bank account was not recognised. Not heard anything since, and two phone calls later (where they had to wait for 30 mins before answered) and still no further forward!

bristolleedsfan

4.3 If we withdraw the offer, the Recommended Friend will have 14 days from the date the offer is withdrawn to return the referral form.

AmityNeon

bristolleedsfan said:

4.3 If we withdraw the offer, the Recommended Friend will have 14 days from the date the offer is withdrawn to return the referral form.

Their last offer had the same clause, but it didn't stop them from publishing a referral end date well beyond 14 days after the offer's withdrawal date.

Looking back, the previous offer ended on 16th December 2022 (for account opening), but the final switch date was 20th January 2023.

bristolleedsfan

AmityNeon said:

bristolleedsfan said:

4.3 If we withdraw the offer, the Recommended Friend will have 14 days from the date the offer is withdrawn to return the referral form.

Their last offer had the same clause, but it didn't stop them from publishing a referral end date well beyond 14 days after the offer's withdrawal date.

That may have been due to post strikes + 14 day period within non working day Xmas period, it is possible they will publish a referral end date well beyond 14 days after the offer's withdrawal date equally possible that they wont.

pecunianonolet

Sorry if it has been asked before but it's 50 pages to read otherwise. Can I open a cashminder account and refer my partner also for a cashminder account or does it have to be a current account? If the latter it's a no go for me, too many hard searches already in the last weeks.

bristolleedsfan

pecunianonolet said:

Sorry if it has been asked before but it's 50 pages to read otherwise. Can I open a cashminder account and refer my partner also for a cashminder account or does it have to be a current account? If the latter it's a no go for me, too many hard searches already in the last weeks.

To be eligible for the offer, the person you’re referring must:

• Not have a Co-operative Bank current account of any type
• Open a new Co-operative Bank Current Account or Everyday Extra account
• Complete a full switch from their main current account to their new Co-operative Bank account using the Current Account Switch Service.

grizzlegrizzle

bristolleedsfan said:

AmityNeon said:

bristolleedsfan said:

4.3 If we withdraw the offer, the Recommended Friend will have 14 days from the date the offer is withdrawn to return the referral form.

Their last offer had the same clause, but it didn't stop them from publishing a referral end date well beyond 14 days after the offer's withdrawal date.

That may have been due to post strikes + 14 day period within non working day Xmas period, it is possible they will publish a referral end date well beyond 14 days after the offer's withdrawal date equally possible that they wont.

Also likely to be because Co-op knew that they were overwhelmed by the number of applications for new current accounts and their process is often very slow. And anecdotally that seems to be true once again. 

I would certainly challenge on this basis if someone I referred were denied the incentive because account details were not provided or the switch was not completed in time to meet any deadline imposed.

But from most people's experiences last time it sounds like Co-op did honour the bonus for everyone who applied before the offer closed. And while we can't say whether they will definitely act the same this time round, I think it's more likely that they will. 

theonenonly

I just got a letter saying I need to provide further details like photo ID etc before I can open my account.

With how long this is taking I can see missing out on offer, because as I understand it, I can't give my referee's details until I've been given an account no and sort code?

bristolleedsfan

grizzlegrizzle said:

bristolleedsfan said:

AmityNeon said:

bristolleedsfan said:

4.3 If we withdraw the offer, the Recommended Friend will have 14 days from the date the offer is withdrawn to return the referral form.

Their last offer had the same clause, but it didn't stop them from publishing a referral end date well beyond 14 days after the offer's withdrawal date.

That may have been due to post strikes + 14 day period within non working day Xmas period, it is possible they will publish a referral end date well beyond 14 days after the offer's withdrawal date equally possible that they wont.

I would certainly challenge on this basis if someone I referred were denied the incentive because account details were not provided or the switch was not completed in time to meet any deadline imposed.

Both T+C and referral claim form state referral claim form should be completed when account is open, account details and switch end date are known..


 

bristolleedsfan

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