Co-operative Refer a Friend Switching Offer £125 (Nov 2022)

StevenGude

pfpf said:

StevenGude said:

wmb194 said:

StevenGude said:

What time do switches normally go through? Scheduled for today but no movement so far

In my experience later in the morning. Be patient.

Thanks. Most of my switches have happened first thing so was a bit concerned 

let us know later on. i think there's been a few instances of switches failing at the co-op, or just not done in the first place. have you had any actual confirmation the switch was actually happening today? and did you start your switch as part of the application or afterwards?

All seems to have gone through and old account closed. No communication though.

Now to wait for the switch bonus.. hopefully Tuesday?

Ed-1

masonic said:

Ed-1 said:

masonic said:

tg99 said:

Is it the case that switches where the debit card has not been activated will definitely fail or does it depend on the bank? May be wrong but think did a successful switch a few years back without activating card. For this offer I’ve referred one of my family whose switch from tsb is due to complete 9 or 10 Jan but not sure if their debit card has been activated as never been used.

In my experience, only a minority of debit cards require activation. Chase is the only one I can think of that I've needed to activate in the past few years, and of course with Chase, the physical debit card details are hidden from customers (you just get virtual in-app details), so just as well they don't participate in CASS.

I've had switches from Tesco and Danske Bank fail in the past due to the cards not being activated.

HSBC is another one that requires cards to be activated.

I opened a current account with HSBC a few weeks ago to benefit from their improved savings offerings. My debit card didn't require activation (or at least they didn't tell me it did - I haven't tried using it). There's nothing in app to suggest it isn't activated.

Well mine did a few years ago. It seems that new cards are now ready to go 

jokono

StevenGude said:

pfpf said:

StevenGude said:

wmb194 said:

StevenGude said:

What time do switches normally go through? Scheduled for today but no movement so far

In my experience later in the morning. Be patient.

Thanks. Most of my switches have happened first thing so was a bit concerned 

let us know later on. i think there's been a few instances of switches failing at the co-op, or just not done in the first place. have you had any actual confirmation the switch was actually happening today? and did you start your switch as part of the application or afterwards?

All seems to have gone through and old account closed. No communication though.

Now to wait for the switch bonus.. hopefully Tuesday?

My switch was supposed to complete on Monday Dec 19th. The old account was closed that day but only got the confirmation email Weds 21st, reward on Fri 23rd.

pfpf

i know there is different opinion on this but in both cases incentive seems to be paid but regarding filling in the incentive form before or after switch....people who have filled in before switch have you actually filled in before the date you were given as the START date of the switch or after that but before the final switching date?
thanks.

soulsaver

pfpf said:

i know there is different opinion on this but in both cases incentive seems to be paid but regarding filling in the incentive form before or after switch....people who have filled in before switch have you actually filled in before the date you were given as the START date of the switch or after that but before the final switching date?
thanks.

It'll be what the form asks you for, and IIRC it asks for the switch completion date you were given...
.. and there shouldn't much cause for differing opinion:
Refer a Friend | Current Account | The Co-operative Bank

"2.1.3. complete the referral form contained on the offer webpage once you have your Co-operative Bank sort code, account number and switch end date.."

masonic

soulsaver said:

pfpf said:

i know there is different opinion on this but in both cases incentive seems to be paid but regarding filling in the incentive form before or after switch....people who have filled in before switch have you actually filled in before the date you were given as the START date of the switch or after that but before the final switching date?
thanks.

It'll be what the form asks you for, and IIRC it asks for the switch completion date you were given.

The switch completion date is chosen during application, so the last piece of information needed to submit the form would be the sort code and account number, usually received by email a couple of days later. So people can (and I believe some have) submitted the claim form weeks ahead of the start date of their CASS switch using the switch completion date chosen.

Jami74

pfpf said:

i know there is different opinion on this but in both cases incentive seems to be paid but regarding filling in the incentive form before or after switch....people who have filled in before switch have you actually filled in before the date you were given as the START date of the switch or after that but before the final switching date?
thanks.

I filled it in before the switch giving a date 7 days after it said my switch would start. Then my switch went through a couple of days after that date and I did not get paid the incentive. I resubmitted the form and got paid within a couple of days.

masonic

Jami74 said:

pfpf said:

i know there is different opinion on this but in both cases incentive seems to be paid but regarding filling in the incentive form before or after switch....people who have filled in before switch have you actually filled in before the date you were given as the START date of the switch or after that but before the final switching date?
thanks.

I filled it in before the switch giving a date 7 days after it said my switch would start. Then my switch went through a couple of days after that date and I did not get paid the incentive. I resubmitted the form and got paid within a couple of days.

Thanks, this was the concern some were expressing about submitting the form early, given the completion date can be pushed back, even after the switch has started. Suggests they are handling advanced submissions by diarising a single check after the completion date specified, such that further action may be needed if it slides.

clivep

Good to know...

I chose the earliest switch date of 27th December and submitted the form accordingly. They then confirmed in writing with a switch date of 29th. Looks like I'll need to re-submit.

My wife's switch was chosen as 30th December. The confirmation came thru for 3rd January, but then an email was received changing this to 5th January so the form would have been wrong even if I'd waited until after the written confirmation.

youngretired

Did your switch happen on the 29/12/22 and did you submit your referral form. Has your £125 been paid today or have you received an email yet?
Just wondering where you said that the accounts were closed in November and you then opened the new ones.