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A Better Life.

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  • Willowtree222
    Willowtree222 Posts: 8,218 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 December 2022 at 9:27AM
    Sorry to hear about your mum. So difficult if they don’t say.

    I got the back pay too. 

    Hope you’re ok though Buffy? X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Buffy this is what is obviously behind the hospital wanting to discharge.

    Hospitals told to free up beds for ambulance strike - BBC News

    But it will no be fair on your mother, you or the dogs and it won't be viable when you go back to work.

    Something has to give and give in a big way, you will have to make decisions you don't want to but you can't carry on with that situation.
    If you go down to the woods today you better not go alone.
  • beanielou
    beanielou Posts: 95,677 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh dear. Oh dear.
    Sounds grim xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Oh dear Buffy. I think you really need more help and if you carry on like this, you will be ill and no help to your mum at all.  Maybe you will have to think about more full time care for your mum.  Might be best solution for both of you. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 777

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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • badmemory
    badmemory Posts: 9,701 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Are those carers long term or just until she is fully up & about?  I hope she doesn't turn into a refusnik like my mother.  They said nothing was stopping her walking as she was fully healed but she just wouldn't.  We assumed it was the dementia saying no I can't.
  • I think the thing at the moment is I have NO idea what is going on. So all of it is a bit pie in the sky. Physio think she is doing well, but there are issues with her blood which I don't want to go in to but they can't send her home till that is sorted. No communication. So I am in limbo one minute assuming the worse the next thinking she might recover 

    I have had a long journey home tonight thanks to public transport and as you do you start to think and I came to the conclusion - which to be fair when Mum has had health scares before I have arrived at before is to take it six months at a time and focus on what I can control and remember to be flexible. I choose six months because invariably it coincedes with a holiday a birthday or a celebration. This time it is the end of my exams. 

    My plan in the next six months is to pay off my loan, and have 20,000 in savings....... as that would give me options. I owe 4422 on the loan and have about 18835 in savings - some is needed for insurance but it should stay largely intact 

    Was going to post about strictly but don't want to give it away. 

    Sorting out the house over the few days has been such an eye opener. Hopefully I will get through over the next few weeks and continue with the parring down of "stuff" It seems like a life long job really. I can't fully imagine what a tidy house would look like and I think that is where I get stuck I plan to do it but I never really get past the planning because I don't believe it will ever end! Marie Kondo here I come! 

    The doctor talked to me about counselling and meditation so I will set all that up and hopefully get back to the walking. 

    I am weirdly hungry. 

    Tomorrow it will be full on House stuff, not visiting mum as am worried I will run out of time for the sorting before the equipment arrives from Social services. Has anyone read What Katy did? It was one of my favourite books as a child and I remember Cousin Helen coming to see Katy when she ill and she cleans up Katy's room. It always stuck with me and that is what I 
    want to do for Mum's room. 

    still hungry. Need to find some food and a blanket. 21 degrees in here and am freezing for some reason. 

    XXXXXX 
    Nevertheless she persisted.
  • I know you have your financial targets but have you thought about paying for a deep clean while your mum is out of the house.  It might take a wee bit of pressure off you.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • so sorry to hear about your mum and all the pressure on you Buffy. 
    Re cleaning and clearing, have you considered asking a house clearance company to help?  You can ask them to set aside certain things - I had one clear an area the previous owners left full of carp but keep sentimental stuff to pass to their relatives.  And it was much cheaper than I'd expected, as well a relief not to have to do all the trips to the tip etc.  Alternatively as INOD says, you could get some cleaning help, they must be used to dealing with houses that have something of a backlog!
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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