Natwest Mortgage Timescale 2022

Big_Rock

Viperex said:

Big_Rock said:

Viperex said:

As expected rates will rise today , its all over the news. I have not received my offer yet as its been going through NatWest Slow process . is there a chance i could even lose the deal i had as i have not had a offer? or as it has started that's the deal i have ?

Worried about bank rise   

Was it fixed or tracker ?

Fixed = No issue 
Tracker = possible but very less chance 

Until and unless you were too tight on affordability you won’t loose on 0.75 predicted increase 

I would image they have stress test built it to give a bit of roam. 

Yes  fixed 5 years. Natwest.   Should be good. Getting worried 😯 

Fixed means you are not effected ! Your rate should be locked. Although not offered yet but technically you should be ok … don’t worry …

Velar19

Viperex said:

Big_Rock said:

Viperex said:

As expected rates will rise today , its all over the news. I have not received my offer yet as its been going through NatWest Slow process . is there a chance i could even lose the deal i had as i have not had a offer? or as it has started that's the deal i have ?

Worried about bank rise   

Was it fixed or tracker ?

Fixed = No issue 
Tracker = possible but very less chance 

Until and unless you were too tight on affordability you won’t loose on 0.75 predicted increase 

I would image they have stress test built it to give a bit of roam. 

Yes  fixed 5 years. Natwest.   Should be good. Getting worried 😯 

@viperex I too applied for a 5 year fixed. I applied on the 27th SEPTEMBER (just before the first rate rise) and I am still waiting for my offer!!! I am so stressed over it, it's unbelievable. I am being told different things by the agents on chat. The latest is that there has been a "discrepancy" with my husbands DOB, but basically they have wrongly keyed the year of birth (they used mine instead of his) and now I have to wait yet another 2-3 working days for this to be resolved, and then they say the offer will be sent. They told my broker on 24th October that an offer would be sent within 5 days. I really am losing all faith in NatWest at the moment, as their timelines make no sense. Some are getting offers just days after applying, and here I am, 5 weeks and 2 days (not that I'm counting lol) and still no offer. Anyone else in the same position? Please help!!

Viperex

Same here. Natwest are really slow.  Should be renamed slowest 😂 

Just want a offer so can relax also. 

Velar19

Viperex said:

Same here. Natwest are really slow.  Should be renamed slowest 😂 

Just want a offer so can relax also. 

When did you apply?

Big_Rock

So now they want one more document from me meaning another 15 days .... 

Viperex

This just changed now does this mean there happy with everything as its all ticked? and what next and how long is next step 

Big_Rock

Viperex said:

This just changed now does this mean there happy with everything as its all ticked? and what next and how long is next step 

Great …..  it will be offer next …. 

Viperex

Big_Rock said:

Viperex said:

This just changed now does this mean there happy with everything as its all ticked? and what next and how long is next step 

Great …..  it will be offer next …. 

Say that again Big_Rock? You sure. When likely. Does it mean everything up to this is all passed?

Getting excited. Calm down ☺ 

which1982

Big_Rock said:

So now they want one more document from me meaning another 15 days .... 

I’m still in this boat too…! So frustrating!

Big_Rock

Viperex said:

Big_Rock said:

Viperex said:

This just changed now does this mean there happy with everything as its all ticked? and what next and how long is next step 

Great …..  it will be offer next …. 

Say that again Big_Rock? You sure. When likely. Does it mean everything up to this is all passed?

Getting excited. Calm down ☺ 

Haha … indeed the sound of offer we all are waiting for … I have seen people getting 2 days after all ticks sometime even same day … max five 

Good Luck