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Congratulations on clearing the card debt.
It is lovely to hear you sound more positive and grounded.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Fantastic news about vanquishing the card debt @alt80. Well done! You should be feeling really proud of yourself for that - another positive achievement. I loved the feeling of getting paid each month & not instantly having to via a load of money off to paying debts & I'm sure you will too.
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
very well done
Daisy xx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Great news on the card payment.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Well done must feel good to know it's gone even if its a bit scary navigating this new balance*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Very well done Alt - its both a huge milestone to be debt free and not that big a deal both at the same time. What was the big deal was turning yourself around to give you positive velocity towards the target. Now its in the rear view mirror you have choices about what you do with your financial momentum - doesn't have to all go to savings or pensions, some of it can go for fun, but maybe not all of itI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Very pleased to red you have managed to clear the card debt, well done, that’s a massive achievement. Even better to read that your mood is improving and you are enjoying time with family. Keep going and remember this positivity is possible and can continue.2
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Well done on clearing the cards, and really nice to hear you sound more positive again!1
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Well done on clearing the cards Alt.
Just look how far you have come with those. That is a huge achievement.1
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