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Moving on with things
Comments
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Congratulations on clearing the card debt.
It is lovely to hear you sound more positive and grounded.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Fantastic news about vanquishing the card debt @alt80. Well done! You should be feeling really proud of yourself for that - another positive achievement. I loved the feeling of getting paid each month & not instantly having to via a load of money off to paying debts & I'm sure you will too.
F
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg1 -
very well done
Daisy xx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Great news on the card payment.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Well done must feel good to know it's gone even if its a bit scary navigating this new balance*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Very well done Alt - its both a huge milestone to be debt free and not that big a deal both at the same time. What was the big deal was turning yourself around to give you positive velocity towards the target. Now its in the rear view mirror you have choices about what you do with your financial momentum - doesn't have to all go to savings or pensions, some of it can go for fun, but maybe not all of itI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Very pleased to red you have managed to clear the card debt, well done, that’s a massive achievement. Even better to read that your mood is improving and you are enjoying time with family. Keep going and remember this positivity is possible and can continue.2
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Well done on clearing the cards, and really nice to hear you sound more positive again!1
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Well done on clearing the cards Alt.
Just look how far you have come with those. That is a huge achievement.1
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