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NS&I website - going round in circles trying to log in

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  • Swipe
    Swipe Posts: 5,605 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Does the 6 digit pin need to be entered along with the password every time now?
  • refluxer
    refluxer Posts: 3,181 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Swipe said:
    Does the 6 digit pin need to be entered along with the password every time now?
    I just logged back in without needing either the 6-digit pin or a OTP text this time, so it looks like 2FA is only needed when authenticating a new device and not every time you log in on the same device. My PC/Windows/Chrome combo is now listed in my NS&I profile as a trusted device.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Swipe said:
    Does the 6 digit pin need to be entered along with the password every time now?
    Not if you use the same device and same browser, and if you don't clean the NS&I cookies after each session.

    As soon as you use a different device or browser, or clean delete your cookies, you will be asked to re-authenticate.
  • Swipe
    Swipe Posts: 5,605 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I just created the pin and it worked
  • Swipe
    Swipe Posts: 5,605 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So I just logged in via my other PC to test and it sent a OTP to my phone and didn't ask for the PIN I set up earlier. So what is the exact point of the PIN and when is it required?
  • ranciduk
    ranciduk Posts: 719 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Dunno

    ive logged in loads of times on 2 different devices in the last few days - and it’s never asked me for my new pin once!


  • IanManc
    IanManc Posts: 2,437 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Daliah said:
    Swipe said:
    Does the 6 digit pin need to be entered along with the password every time now?
    Not if you use the same device and same browser, and if you don't clean the NS&I cookies after each session.

    As soon as you use a different device or browser, or clean delete your cookies, you will be asked to re-authenticate.
    I always log in on my laptop. I've cleaned the cookies a couple of times since I created the PIN, and when I've logged on afterwards I've not been asked for the PIN at all.

    I too wonder what the PIN is for.
  • Swipe
    Swipe Posts: 5,605 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 July 2022 at 2:07PM
    It looks like the PIN is completely pointless and offers no additional security at all from a logging in point of view. Maybe they'll start asking for a couple of characters when you phone or if you withdraw money or add a new nominated back account, in place of the answers to the ridiculous security questions?

    https://www.nsandi.com/get-to-know-us/security/improved-security

    "The first time you log in, we'll also ask you to create a 6-digit PIN as an extra piece of security information for use in the future."
  • RG2015
    RG2015 Posts: 6,045 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I have some codes which never get cleared with cookies, such as Santander. Perhaps NS&I are the same.
  • Uglymug
    Uglymug Posts: 176 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    P1Fanatic said:
    Have you tried running Chrome in Incognito mode?
    Just tried Chrome in Incognito mode and that works - Many thanks toP1Fanatic - you're a star.
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